I feel bad for anyone following her who’s actually on a proper debt journey, she’s so unrealistic
That's all she does. She doesn't seem to have cut back on a single thing. Hair, nails, clothes, days out, food... Occasional treat, sure. But she's pedalling this 'I'm so relatable; I have debts too!' angle and in fact, she's not remotely relatable. She's had debts erased because she's in the public eye and managed to pay off near on half of whats left in a matter of weeks. I find her behaviour and the way she flaunts it insulting when paired with her 'debt journey'.
Most of these accounts with a money focus go downhill fast - they have good hook with a large amount of money to save or debt to pay off = they start convincing you you can do a bit of vinted here and some cash stuffing there and in no time £70k is paid off; always really transparent to start with and then it all gets vague and over time you realise that the side hustle money is mainly now affiliate links / sponsors / creators fund so its not something the average person can do. She is defensive because she has realised she can't have it both ways; she can't play that person that is struggling financially because she is also shilling courses on how to project manage and (even worse) organise your finances, but she also can't pretend to be successful and be the 'transparent' person that she says she is. The way she is deflecting on her videos about claiming UC - saying there is 'no shame in it' etc - absolutely - people do feel shamed by claiming UC and they shouldn't - but that isn't the issue here is it - the issue is your sitting on the sunbed in Greece telling us that - you are one moment presenting yourself as a person so successful that you can sell course to tell others how to do it, an expert in money management that managed to 'pay off' a huge amount of debt and so on and then - oh I need to claim UC. Thats what is shameful, she's been selling products to others to help achieve a status she never had. The haircut video says it all - she's had a very good cut done and a completely new colour - not cheap - especially in London. If you a struggling use a box dye and tie it in an up do for a few months
'I had that pre-saved" so what?!? I could take out the cash and buy a bag from Gucci and say it was pre-saved- but I wouldn't be able to afford to feed my kids or pay the mortgage - pre-saved / cash envelopes its all BS.
That only applies to Housing Association properties. It's absolutely not a legal requirement.
Don't worry, she'll be here in a bit to clarify.
yet however she tries to spin things - she is clearly in a mess. I can't bear all these course floggers you get now - this woman has absolutely no financial credentials and has the audacity to give advice whilst those of us that work in the financial advice sector have never been more regulated and have to pay an absolute fortune in PI cover, I'm constantly doing exams; its infuriating. What is her advice?? get cash out put it in envelopes - but not just any envelopes - they have to be fancy ones like these ones you can buy through me; then buy a planner, then get all the clothes that you've wasted money on like I have - sell them on Vinted for a couple of pounds and you're sorted! And then once you've paid me for life advice I am going to do a video from a sunbed on a Greek Island no less to let you know that actually I am broke - I'm shocked that being self employed is actually very precarious and have no safety net - well I do but I'm not actually prepared to use that for something as mudane as this - so once I'm back from my Jollys I'm going to claim Universal credit . So many of these 'money' accounts are the same - I have such a hard time believing any of them. Another popular cash stuffing account Girl on a budget, who seems much more on the ball and commited than Yasmine did a YT video recently saying she had actually pretended to pay off debt that she hadn't - they are all the same - its all just content for likes and views and affiliate links.Go careful there as she or her TikTok fans will tell you she still has 13k to pay! Her debt story was born mainly out of her own decisions on spending which she still doesn’t acknowledge but will pull out frequently being a single mother in london, coming out of an abusive relationship, mental health, adhd etc She managed to use that to build a following on TikTok that bought into her story of repaying her debt in a couple of years and promises of sharing ideas of how to bring in extra money to pay off debt. There was talk of car boot sales that never happened, selling her peloton bike never happened but miraculously Klarna wrote off that debt due to mental issues after her story was published in the Sun and a few weeks later she takes out new finance for a new car. Yes she has shared ideas about paid surveys , depop and vinted but they would hardly make a dent in her debt. Her success has been using I’m sure other peoples ideas for different types of affiliate links freetrade, GoHenry , whirly toys etc to persuade people to subscribe which has brought in at least 6k from freetrade, enough money on GoHenry to probably not have to give pocket money to her kids for a year or so . There has been mention of onlyfans and I’ve heard a rumour of sugardaddy dating who knows what she managed to bring in from them. Then there is the relaunch of her Instagram with the ads, partnerships etc that has bought quite a considerable sum of money over the last few months . Yet she is still using her debt story and back story and people are supporting her even though she has a high stable net income (4K) , has at least doubled that on a few occasions whilst talking of in the next year saving 12k for holidays , buying her ex out of her property, converting her loft into a room , saving enough for an emergency fund to cover 3 months of bills (9k!!!) and paying off the rest of her debt by end of July. It surprises me there is not more backlashthats exactly why I dislike her. It took me and my husband 4 years to pay off our debts, and we were so proud of ourselves. 4 hard years and Yasmin does it in 4 months
