I’m sure she isn’t , the other week she shared the doctor was going to start the process for weight loss surgery or something.
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shes way bigger than size 16 sorry but her face is massive
Recurring theme she justifies because she has already budgeted for the hair appointment. She is now saying she has cut the cleaners hours. Can't really seeing that lasting as the whole time she has justified a cleaner because of her adhd.
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Her vinted shop has no items on it currently, she has already failed Monday.
Why does she need a new spreadsheet for budgeting, what was wrong with the previous one or the sheets she spent hours and no doubt a couple of thousand developing. She needs income from her followers and has no new ideas
She needs to focus on her 2 businesses and get income from them. If she has spent all day sorting and photographing her Vinted she is out of touch of where her financial issues are. Vinted is a side hustle not something that will pay her mortgage long term
Have looked at her Vinted , no items added , it mentions she has not been online for 3 weeks one of her last reviews from before has no contact dress not sent so not good either . Noticed she spent a day earlier this week at some event but not one I would imagine would be a money earner. She can’t be that in need of money
Girl needs to get a job again before she tanks financially , she’s not kidding anyone she’s surviving freelance . Shilling mini golf and total rubbish .
If she thinks she’s entitled to any UC she deffo isn’t earning anywhere near as much as she’s lead everyone to believe
Most of these accounts with a money focus go downhill fast - they have good hook with a large amount of money to save or debt to pay off = they start convincing you you can do a bit of vinted here and some cash stuffing there and in no time £70k is paid off; always really transparent to start with and then it all gets vague and over time you realise that the side hustle money is mainly now affiliate links / sponsors / creators fund so its not something the average person can do. She is defensive because she has realised she can't have it both ways; she can't play that person that is struggling financially because she is also shilling courses on how to project manage and (even worse) organise your finances, but she also can't pretend to be successful and be the 'transparent' person that she says she is. The way she is deflecting on her videos about claiming UC - saying there is 'no shame in it' etc - absolutely - people do feel shamed by claiming UC and they shouldn't - but that isn't the issue here is it - the issue is your sitting on the sunbed in Greece telling us that - you are one moment presenting yourself as a person so successful that you can sell course to tell others how to do it, an expert in money management that managed to 'pay off' a huge amount of debt and so on and then - oh I need to claim UC. Thats what is shameful, she's been selling products to others to help achieve a status she never had. The haircut video says it all - she's had a very good cut done and a completely new colour - not cheap - especially in London. If you a struggling use a box dye and tie it in an up do for a few months
'I had that pre-saved" so what?!? I could take out the cash and buy a bag from Gucci and say it was pre-saved- but I wouldn't be able to afford to feed my kids or pay the mortgage - pre-saved / cash envelopes its all BS.I would find it funny except for the fact that here focus is on money - she is not qualified to give advice, and in times like these she should not be exploiting other people that need good money management help. There are many legitimate places that qualified financial advisers would signpost to people that needed them to help get themselves back on track - they don't need to buy a budget planner from a woman that can't stop spending and then thinks holidays abroad and haircuts are essential spending.
Why does she need two businesses , don’t you just grow one to be a success and then move into the next ? Or can neither ever be full time
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She is self employed via her own limited so can pretty much set her salary leaving the bulk of the income in her company. She seems to socialise /holiday with her kids often as part of press events and I guess expenses most of what is not gifted from her company . The press trip for the golf day and pizza , where you and I would have to pay out of our income for the things that were not free she would claim it as a business expense. In theory she only has to pay herself a minimum wage and I guess she could then claim all sort of top ups though I guess DWP are wise and that’s why they need her business accounts
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She enjoys the confrontation of the comments calling her out as it’s providing more engagement to her postings and makes her stats more marketableMost of these accounts with a money focus go downhill fast - they have good hook with a large amount of money to save or debt to pay off = they start convincing you you can do a bit of vinted here and some cash stuffing there and in no time £70k is paid off; always really transparent to start with and then it all gets vague and over time you realise that the side hustle money is mainly now affiliate links / sponsors / creators fund so its not something the average person can do. She is defensive because she has realised she can't have it both ways; she can't play that person that is struggling financially because she is also shilling courses on how to project manage and (even worse) organise your finances, but she also can't pretend to be successful and be the 'transparent' person that she says she is. The way she is deflecting on her videos about claiming UC - saying there is 'no shame in it' etc - absolutely - people do feel shamed by claiming UC and they shouldn't - but that isn't the issue here is it - the issue is your sitting on the sunbed in Greece telling us that - you are one moment presenting yourself as a person so successful that you can sell course to tell others how to do it, an expert in money management that managed to 'pay off' a huge amount of debt and so on and then - oh I need to claim UC. Thats what is shameful, she's been selling products to others to help achieve a status she never had. The haircut video says it all - she's had a very good cut done and a completely new colour - not cheap - especially in London. If you a struggling use a box dye and tie it in an up do for a few months
I would find it funny except for the fact that here focus is on money - she is not qualified to give advice, and in times like these she should not be exploiting other people that need good money management help. There are many legitimate places that qualified financial advisers would signpost to people that needed them to help get themselves back on track - they don't need to buy a budget planner from a woman that can't stop spending and then thinks holidays abroad and haircuts are essential spending.
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Judging by IG today she is off out again for something as she seems to be overly glam for a trip to her mates
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she might be in a bit over her head here with the UC/and her business accounts. They will be heavily scrutinised. I think she thought she could pay herself min wage from her business to qualify for tons of UC assistance
They really dislike deprivation of capital...
Just seen her comments on her job centre post, she reckons her self employed income will only be 12k for the year and her bills are 3k a month, HOW is she thinking that is going to work? UC won’t top up her income to pay 3k of bills
I quickly read the DWP website and it seems this is a thing , I thought she already had a PA In the past . How much filing admin work she has with her current work levels to warrant support . Being rude about her condition but I don’t understand how being a full time project manager didn’t warrant support as it’s all admin and management of time
Conveniently under the tax threshold too
Her latest Instagram story talking about going to the job centre meanwhile above it it says she needs to book her nail appointment. Huh??
Even though she states she has money in her business account for tax purposes , if those funds continue to grow I cant see them letting her still claim.
Based on that would love to know if she has declared £12K as her salary, expecting to pay herself a huge dividend later down the line. For someone who states she is so disorganised she certainly knows how to play the system or she has seen another influencer promote this claiming of benefits. Its quite convenient to have an income issue just as the school holidays start where she will be able to now claim for child care. When you think 6-18 months ago she was regularly boasting 6-10K plus of earnings to where she has rapidly declined to where she is now seems really feels like way to overconfident on her influencing paying her way
I’m pretty sure when you claim UC as self employed, all of your income is taken into account, minus expenses of course. You can’t just pay yourself minimum wage then put the rest ‘into the business account’ unless she’s on the fiddle. I could be wrong but I’ve looked into it in the past, UC for the self employed is a pain in the ass. If she’s only earning 12k a year and her outgoings are 3k a month. The math ain’t mathing. She won’t get much UC at all. When I’ve claimed when earning a low amount, I only got it because of my very high rent, she has a mortgage so they won’t pay any help towards housing.
She'll have to declare everything going in and out of the business every month, regardless of whether she takes it as salary or not.
www.gov.uk
It sounds a massive hassle and if her income is that low she might not be classified as 'gainfully employed'
Self-employment and Universal Credit
Claiming Universal Credit if you're self-employed - eligibility, reporting your earnings, start up periods
It sounds a massive hassle and if her income is that low she might not be classified as 'gainfully employed'
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