My step son and his gf have just bought a flat, but trying to get the mortgage was a nightmare as he works for himself (Ltd company) and they weren’t overly keen on his dividends making up the difference.
Their initial mortgage offer was pulled at the last minute, but that’s because the bank changed all the rates and were only allowing 2 yr fixed rates instead of 5 or 10, so they had to start from scratch and offered a helping hand gift towards their already sizeable deposit they had saved to get it sorted and that’s on a lovely 2 bed flat, well within their means, nowhere near what Shaimee and Kyle are spending.
They’re both in for a shock once they are in and the bills start coming back in again.
It’s hard enough at the moment to work to live never mind Kyle just living for work. He’ll hit a brick wall at some point as working so much, all to keep your wife accustomed to her lazy lifestyle is just not maintainable, healthy or even remotely close to being fulfilled.