It's obvious they just stumbled across the land when out and about and it's all a middle finger triggered response to tattle.
She was refused last time due to her job being classed as unreliable. Now they are applying together when he hadn't worked fulltime in a year, has a car on finance and is in serious dept and back studying.
Lol her job is still unreliable just because they have enough saved doesn't mean they will get approved, banks will look at their outgoings - car, dept etc and will still factor in the unreliability of her earnings.
Also building on land means attic dwelling the foreseeable