I'm not sure what sort of rainy day funds you have, but mine ran out a little while ago.... after my business being closed for 8 out of the last 12 monthsTBF you can't blame Aoibhe for them not being able to pay their mortgages.. Its not her fault people don't put money away for emergencies/rainy day situations..
OK she could have not mentioned getting a new car but I wouldn't call it flashing.. Sure we've not even seen the car?!
Damn it. Why didn't I forsee this global pandemic when I was planning my savings...