Same thing with our mortgage. We also went through the builder's company. It was sold a few months after closing.
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Probably the best interest rate you can get right now since oar boy has stellar credit.
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I suppose if the lender's underwriting team is anxious to issue bad credit and enjoy a potential Uncle Sam regulatory suppository in these post-2008 days. Plus, as has been mentioned, it will probably get bundled on the secondary mortgage market, and someone somewhere will be auditing it.
His credit was sooo' good he was the first person in the history of loans who couldn't get a loan because his credit was so good.
It was that good.
From what I understand, a great majority of Jojos views are from shorts - which make little to no money. The money seems to be in vlogs, and Kyle’s vlogs do much better than Jojo’s.
That's a very low ceiling to crack through. lol
JoJo was doing really good on the shorts until middle of last year, but now even JoJo's shorts have less views than Kyle's vlogs.
Shocked that Kyle was not in the photo. Would have been a serious flex for him. So we looked up Matt and here's his company....
Bullet points 2 through 5 might pose a problem...
The more we look into this, the more the lender seems like a GMD (get me done) type of business.
If Kyle has any money leftover after the down payment, maybe he should consider this:
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I cannot shake from my mind one time his family went down to visit him and they stayed at one of the DVC resorts. They were at Disney Springs and ClownDad got serious and asked him, “where’d the money for all this come from?”Possibly with Susan squirrelling it away and managing his take after the Pandemic when he was doing much, much better than now. Now it's a devil's bargain between him and her I feel certain. SHE was able to get this done and used a lender headquartered in Pontiac, Michigan. Kyle is, however, now on the hook, but so is she to keep him from failing. (And there's perhaps some sketchy plan about Susan and The Clown taking that little place off his hands in a couple of years when the older folks are gone and she and he can reitre down there.???? Dunno! But possible.)
All he has is in jeopardy now and he could lose it if his past behavior is indicative of his future behavior.....and it IS. She'll have to try to see that doesn't happen. She's gotten him into that place with monies she's managed to keep for him and perhaps added to it for a decent down payment. I'll only use my old analogy of the chihuahua that chased a car and caught it. NOW WHAT?
Susan expects him to amp up his work. He has little to NO work ethic. He'll try and fail and the fallout will be monumental. The whining and complaining and acting out and drinking will be a fun spectacle to watch as the daily pressures grow.
As I've said repeatedly, I'd take the sketchiest bet in Vegas before I'd trust MiniMan to ANY extent to keep his word or honor an unwritten deal.
Parents do stupid things for their kids, and these have gone above and beyond for their Manic Midget time and again. He's old Susan's baby and he plays her like a fiddle. I'm sure Susan gave him her "You need to grow up now and be responsible." lecture for the 1000th time and as always he'll ignore it and expect her (and the other clowns) to bail him out again. He's 'grown up' as much as he ever will be and that's a sad fact.
Pass the popcorn and chips!
So does he really pay for everything when the family is down as Farlexa once suggested??
Here’s a thought. He may have credit cards in his name that his mother controls. When they book their trips, they use his card. Then they pay the credit card out of his banking account, which his mother also controls. That would explain his “good credit” and Farlexa’s assertion that time.
I don't think so. Whenever he pays for something, he has to announce it and make a big deal complaining about it.
Yes, wouldn't be surprised if all the trips that they take between WI and FL are done this way (ie booked under a card bearing KP's name but held in Banker mom's possession) to allow our oar boy to do "tax write-offs". That entire family is messed up and shady!
Th
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Some form of that was my thought
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And then there’s that too lol. Maybe he pays but he doesn’t know?
Maybe when he “pays” with his debit card, it comes out of his weekly allowance. So if he’s only allowed $500 for the week and $92 go to Genie Plus, it’s a big deal for him. The other stuff that’s paid behind his back don’t matter to him because he never gets to see it.
I think this seems most likely. We know he has a $500 spending limit on his card, and that he needs approval from The Banker to go over that limit.
This is why $6 pot stickers were such a big deal... he was near the end of his limit for the week. It would explain why he gets so upset whenever he has to spend any money, especially for other people.
$150-$200 of that limit/allowance is probably spent on DoorDash every week
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