So.
I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently.

please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.
All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October…..

my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x