EXACTLY THISYes exactly! For example I sent a baby coat to my friend and she paid for postage which was £3.10. That stayed in my PayPal account until I came to pay for something then it gave me the option of using that £3.10 to take off the total...if that makes sense. So it’s basically a pot a money she can use that she can keep hidden. No wonder all the links have gone she doesn’t want anyone knowing people are still paying in every month while she pays £40 for a bloody baby grow!! And majority of places offer PayPal to pay for items especially small businesses.