I'm in a financial crisis at the moment.
My credit card is maxed at £2250
My bank balance is -2.99
My Help2Buy is £300
I'm in a long distance relationship and it's costing me a fortune visiting London two-three times a month. He lets me stay at his without any cost, which is amazing but just the general cost of living (existing) there is extortionate.
I've crisis budgeted (the kind where you're strict and leave no spare cash to play with) and in the next five months, I could have my credit card cleared. I know it will make me feel immensely better and it's important I stick to it, but with both our birthdays and Christmas approaching it's going to be difficult.
Here for anyone else who might be in the same boat
I've been there too.
This year I switched from a Mac/Nars foundation to Rimmel (often on offer at 2 for £12) and have never received more compliments!