MOD & FOD #30 Comments from Yoda: A tw*t, you are

[heretoreaditall2019]

She


This is so true and something none of these accounts mention. I picked up my keys to my first property in 2007, just before prices dipped.

Ideally I would have put a new kitchen in and moved the bathroom upstairs. However it was all perfectly liveable in, after a lick of paint, and because I wasn’t posing in it for Instagram I didn’t do any of these things.

Instead I got a lodger and saved hard. I knew this house was a stepping stone and if the value wasn’t going to increase to ensure I had enough equity in it to buy my next house, I was going to have to save.

There is also a ceiling price on houses, putting in a new kitchen really wasn’t worth the investment as I knew I wanted to sell at some point and wouldn’t have recouped that money.

When I sold that house I put down a 15% deposit on my now house (from saving and sacrificing) I live in it now and it’s pretty much my forever home. This house went up in value within a couple of years so when my mortgage deal ran out my new mortgage was only for 60% of the value of the property and I couldn’t believe the difference in deals.

Basically don’t put expensive renovations in to houses that have ceiling values, do pay down the mortgage. Don’t be influenced by home influencers who are encouraging debt.

LOVE all of this, thank you for sharing! It is so interesting and also it’s so bleeping useful to know how people have done things themselves? The property market is fucked and basically propped up by rich foreign speculators & upper middle class parents, I am far more interested in hearing these stories than looking at £300 tiles??

And it’s true. I think property is an illness in this country tbh it’s why people are so obsessed with ownership etc and I’m cautious of seeming like I think of it as an investment as I dont, but I’m aware that everything costs money & that has to come from just us.

The price cap is so, so true and why I can’t understand why they’re putting premium features in a wholly normal home. I’d rather buy nicer furniture you can move with you. The house next door with £200 taps is going to sell for the same as your £4k taps I can promise you. And when individual components are coming close to whole percentage points of your property’s value?! Wtaf! It also begs the question why is their furniture largely so gross

Also mega congrats on 60% LTV that’s so good! We only bought 18ish months ago so that’s all but a distant dream for us

Fixed their bio for them today

View attachment 134140

LMAOOOO LATE 2010s

 

[Breakdance Badass]

At their influencing career peak around the time they bought the Ramsgate pile, iPads brought up their four daughters.

Who had any need for a garden?

That is so sad. I admit during lockdown my 2 have been on iPads a bit more, but they use them to FaceTime friends and as they spend hours on the trampoline and making obstacle courses I’m fine with it. Plus they exercise an hour a day with me dog walking or biking. It’s sad that those girls are afterthoughts to the ODs achieving a lifestyle/look and used as weirdo fodder to increase followers

 

[OhhBacon]

LOVE all of this, thank you for sharing! It is so interesting and also it’s so bleeping useful to know how people have done things themselves? The property market is fucked and basically propped up by rich foreign speculators & upper middle class parents, I am far more interested in hearing these stories than looking at £300 tiles??

And it’s true. I think property is an illness in this country tbh it’s why people are so obsessed with ownership etc and I’m cautious of seeming like I think of it as an investment as I dont, but I’m aware that everything costs money & that has to come from just us.

The price cap is so, so true and why I can’t understand why they’re putting premium features in a wholly normal home. I’d rather buy nicer furniture you can move with you. The house next door with £200 taps is going to sell for the same as your £4k taps I can promise you. And when individual components are coming close to whole percentage points of your property’s value?! Wtaf! It also begs the question why is their furniture largely so gross

Also mega congrats on 60% LTV that’s so good! We only bought 18ish months ago so that’s all but a distant dream for us

When I bought my first house in 2007, it was back in the day of 100% mortgages!!! So when prices dipped (after years of just going up) it was a bit of a wake up call.
To be honest it kicked me into gear to save, rather than just waiting for prices to increase.

Getting a tenant wasn’t my initial plan but her money just went into my savings pot. It was at this time that I realised that money could buy freedom and not just stuff. Once you start saving it becomes addictive. I then worked hard in my job so got promotions, which meant more salary but all the time I saved hard. I always knew my first house was a stop gap, I had it for 6 years and I looked after it but didn’t spend silly money on taps!

My now house was a lucky buy, it had been rented out and landlord wanted rid of it so I got a good price! It is special, I have land and it’s detached but the main thing was I had the money ready when I found what I wanted.

I am still working on over paying the mortgage, I think it is partly why influencers bug me, the ridiculous costs of some of their items and the pressure it puts on people to have show homes is utterly ridiculous. I despise and despair of people being influenced into debt when actually it doesn’t bring joy!

 

[Axatogrind]

I've started making my peace with the "batches of 3" postings, after realising their engagement is probably getting diluted as a result, and it must be a pain in the arse for them to review similar comments on 3 posts every time. All for the sake of maintaining a 3x3 logo which, frankly, looks crap

 

[Libertine]

Honestly, for a while there, in every photo of the girls there was an iPad in their hands. In the pram, in the car, in restaurants, on the sofa.

Clems was spending her time getting into scraps on Mumsnet, deleting comments madly on Instagram and having self care nights away from the children. Foddy was rapidly building his account and must have been spending hours brokering contracts.

The children as ‘afterthoughts’ is an excellent way to describe it. It must be so strange for them to have more present parents at the moment.

 

[Miss Anne Thrope]

The modern spotlighting around the (very obviously non-original) ceiling rose has me howling! Plus the too-small, cheap-looking print against the calamine lotion walls. Oh dear, it's just terrible. The cherry on top is how seriously they take themselves as interior design mavens. I am LOVING this content, for all the wrong reasons!

 

[Mustard]

I’m wondering if the spotlights were put in when it was a doctor’s surgery.

 

[Axatogrind]

I find it quite good entertainment to pretend that it's a parody interiors account as I'm reading it

 

[Libertine]

The HHH logo is awful. Very dated and unstylish.

Clems is going for an ‘eclectic style’ that someone with a good eye, like Mad About The House or Pandora Sykes, can pull off. Unfortunately she doesn’t have an eclectic bone in her white bread body.

The print on the chimney breast is Print Club London and generally their artworks are really lovely. It needs to be framed properly with a mount to bump it to the correct size for the space.

Everything in that house is a bit... shoddy.

 

[Smellyoulater]

Well I’m a big bore on this... seriously considering some of my friendships tbh... and husband agrees too, he’s just too tired of my tirades lol!

I’ve sacked off a few friend because of their instas

Also... does anyone else find the juxtaposition of the B&Q ceiling rose to ~preserve original features and spot lights really absurd? We’re only in a 1950s property but have lots of wall lights and whilst I’m not the biggest fan not gonna lie - I’d never put spotlights in?! I wanted that I’d have bought a new build??






Loool I do agree that “support small biz” is a way for MC people to still spend without feeling guilty about the warehouses. Although I bet they secretly still buy from the big guys they just don’t share it And yep at the show off culture, the popularity of home accounts has definitely led everyone to believe they need to share their “reno” journey, I’m surprised at how many nice & normal people have gotten super boastful over pretty normal purchases. It’s a toxic industry that leads to toxic traits, I know a girl who’s made an entirely separate insta for her decorating a one bed flat?! I find it so strange. How much content can she even expect to create with 3 rooms?

Also I know your home isn’t an investment and FOD bleeping brace yourself mate as I am indeed a woman who can budget & even... strategically prioritise our household finances??!!! But the absence of any or honest discussion around mortgages / financing / prioritising in these accounts is actually what makes them quite toxic and dangerous. If you’re at 90% LTV on your mortgage (as a lot of young people viewing this tit will be, or worse with all that HTB tit) the best thing you can do *for yourself* is overpay your mortgage or make changes that’ll hugely add value to get you into a better bracket thus accessing better rates, and save you cash. Not rip out a passable mumsy kitchen for the edgy dream (and don’t we all want to do that!) or slather the gaff in F&B paint??

I am glad others feel the same so thank you for sharing. Yesterday I did think corr I am such a serious bore but you kind of have to be when you’re doing things yourself? No sponcon no mumsy nada! x

Re: your point about how much content can you generate with 3 rooms, it’s like that account hygge or something that just reposts same room at diff angle various times a week.
There are some amazing interiors accounts on insta, the majority are professionals and it shows.

 

[Treeofforgiveness]

His/Her grammar is appalling.

 

[heretoreaditall2019]

The HHH logo is awful. Very dated and unstylish.

Clems is going for an ‘eclectic style’ that someone with a good eye, like Mad About The House or Pandora Sykes, can pull off. Unfortunately she doesn’t have an eclectic bone in her white bread body.

The print on the chimney breast is Print Club London and generally their artworks are really lovely. It needs to be framed properly with a mount to bump it to the correct size for the space.

Everything in that house is a bit... shoddy.

10000% all of this.

The logo & colour palette are surprisingly bad, I’m amazed it’s by an agency?! You could do better with free apps / resources online.

 

[mechanicmum]

There are so many houses with enormous gardens in much nicer areas of Thanet, I've no idea why a family with 4 kids wouldn't prioritise a decent garden

 

[Notaninstamumeither]

But do they have space for a zen room? Priorities at all times...

 

[Tattlingpineapple]

But do they have space for a zen room? Priorities at all times...

Well they need time and rooms to recover from their child - free trips and nights out

 

[Affiliatemebaby]

One of those ceiling roses was already there. It’s on the Bounty Margate account. They do say they ‘restored’ one/some but it looks pretty much the same on her account.

I wonder why they added cornicing but not a picture rail, as that would be authentic.

 

[skronkywildcat]

10000% all of this.

The logo & colour palette are surprisingly bad, I’m amazed it’s by an agency?! You could do better with free apps / resources online.

It’S not an agency is it? It’s just that parent apparel woman.

 

[MarmiteExtract]

It’S not an agency is it? It’s just that parent apparel woman.

Who’s the parent apparel woman? And how do we know who it was designed by?! Very out of the loop here, soz.

Agree the logo looks quite outdated for the sort of thing they're trying to push, though.

 

[Affiliatemebaby]

HoH has a picture of the main bedroom stripped back to the brick walls to emphasise their ‘reno’ credentials. The walls were a state apparently. I take it all back. He’s a master builder.

 

[Spoke]

More like a Master Bator