For a supposed college graduate almost 30 years old, Pallo has zero financial literacy! I guess that doesn't come as a big surprise to anyone, considering that his banker mommy probably has handled all of his finances his whole life. What idiot who says he wants to buy a house makes a stupid decision to go a rent a high-end apartment on his own, rather than share expenses with roommates in his current living situation for another year to build up the savings for when he needs a down payment? Then again, instead of investing in a brand new Toyota or Honda, what idiot would pay almost $25,000 for an outdated Beemer, just so he can say he owns a BMW? Obviously, this dope was not an accounting or finance major. He's not doing a great job marketing his YT vlogs, so that Marketing degree was obviously also money not well spent either.