Had a reply from GFM:
After reviewing the fundraiser in question, we have determined that your donation is not covered under our Guarantee, so we will be unable to refund it. For complete details and limitations, please review our full policy.
In addition to the report you have submitted, we encourage you to contact law enforcement officials in your area if you believe this user is committing fraud or breaking the law in any way. We will cooperate with any investigation that law enforcement deems necessary.
I then emailed back and asked for the reason why they were unable to refund. This is the reply:
Thanks for following up here.
Unfortunately, we are unable to disclose the outcomes of our decisions/investigations for privacy and security reasons.
However, as previously stated, I would highly encourage you to contact your local law enforcement regarding this matter, especially if you feel fraud or misuse of the raised funds has occurred.
While I understand this may not be the outcome you wanted, I'll be here to assist you further if anything else arises.
I don’t know what to make of it tbh…