We can’t all know peoples financial obligations, they have gone down to one salary-which for most people would be devastating. However, her not being able to sort things out with insurance and other things because they are in Dereks name is rubbish, they are married, one of the benefits of that is that when things happen it is a lot easier to sort out these things, or if he is so incapable get power of attorney. I have a family member whose wife has had to take all this stuff on and none of it was a particular problem. Getting power of attorney may mean she has to admit he is in no fit state to give permission for all this, and would, possibly mean her documenting his illness for profit would have to end as she would have to really justify what everyone is thinking-he is not capable of giving permission. ITV have a duty of care as well, they are obviously not bothered ether.