I'm remortgaging right now as my fixed term is coming to an end. It's a much better rate and overall montly payment. I'm going to save myself about 3 grand over the course of a couple of years, compared to what my rate would go up to if I didn't switch.
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I watched about half the video before I noped out, I just can’t be bothered with her. Going on about not feeling she should have justify herself
. No you don’t Helen, just admit you’re flexing twit who is addicted to spending and move on. The whole ‘I saved money by remortgaging and had to fill the void’ says it all.I fully admit I’d not actually watched the video when I made that statement
and just jumped to the conclusion that she’d remortgaged because of debt. Rightly or wrongly I always assume the worse of Helen when it comes to financial decisions and I’m convinced she has a lot of consumer debt. She certainly gives the impression of someone who lacks education when it comes to finances! I can’t imagine her having a pension plan in place, let alone any savings or investments.We were lucky enough to get a tracker mortgage at an excellent rate so there’s not been any reason to look around for a better deal given how low interest rates have been for quite some time. If we’d had a fixed term rate though I’d definitely be shopping around at the moment, makes total sense.
Can’t be arsed to watch her car video. Got me thinking though. Not justifying her stupid car purchase, but she may have remortgaged with the intention of doing work to the house, but not have enough for it because builders prices are through the roof at the mo since covid, so instead spunked it on the car and other tit. Might make sense now how she’s been able to afford so many of her big spontaneous purchases (iPads etc etc)
Something about keeping the dogs in the trunk doesn’t seem right? Lol
100%. Especially with the last bit of the video where she's just showing off all the random accessories she bought off Amazon for her nEw CaR... The amount of snacking-related stuff is just pretty weird when you don't have toddlers to worry about.
The bit about filling "the void" instead of saving money after finding a better mortgage deal was quite a sad insight into her mindset, and pretty irresponsible amidst an economic recession and so much uncertainty (+ seeing the dwindling views on her videos)...
She mentionned those camping trips she'll be able to do in that new car: 1) she could do that in the old smaller car. 2) Phil bought a van and I thought they were doing it up for road trips?
Also, what a joke to hear her say "just do what you wanna do, man", in the same 18 months that she raved about "the simple life" at the start of lockdown and all the ads for period pants, promoting sustainable face wipes and adopting a """"vegetarian lifestyle"""" (lots of quotes here, lol)
Last rant: I am annoyed at the way she puts her safety belt to the side. Stop prioritizing your annoying chin mic Helen, actually please just stop filming yourself while driving, you're already a crappy driver so focus on the road. Rant over.
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So going by this one, monthly payments come to £29706.24, plus the final payment makes a total of £41099
The car outright - which I appreciate isn't an option for many people, myself included - is from £25,855 and that's brand new. Helens is 2 years old.
I agree completely, when you have dogs and plan to take them away everything is planned beforehand. Some places are very dog friendly some not so much. I truly believe she wouldve left them in the car at the zipwire place, like what did she think would happen?
I absolutely love apple JD, cant believe they have sponsored her.
Same here my little 07 banger is all paid off and ive had to replace losts of bits over the years but its fine for what i need it for. I would love a new car but there is no way I'm in the position to get one again as I'm not keen on getting one on finance again (even though mine was paid off in 3 years)purely because I'm trying to up my credit score.
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Sorry guys my post made it sound like she remortgaged the house because she’s struggling for money I didn’t word it the best.
I do worry about her financial situation though spending all that money on a second hand damaged (it has scratches on the wing mirror and door apparently but she can’t see them) car.
Remortgaging to get a cheaper rate makes absolute sense but then she’s probably breaking even if not going over the original rate with paying monthly for the car.
I do worry about her financial situation though spending all that money on a second hand damaged (it has scratches on the wing mirror and door apparently but she can’t see them) car.
Remortgaging to get a cheaper rate makes absolute sense but then she’s probably breaking even if not going over the original rate with paying monthly for the car.
With her recent declining views, I just wonder how in two or three years time she’s going to be able to afford everything she currently has on finance (I wouldn’t even be surprised if the sofa was on finance)
do sponsorships/ads/gifted trips etc really pay THAT well??
do sponsorships/ads/gifted trips etc really pay THAT well??
Cannot understand this mentality of 'Just do what you want man' Some people actually have responsibilities and a normal job!
Finance cars do not interest me at all.
Hate it when people say Oh I pay x amount every month but that includes xyx'
Yeah, I don't pay anything each month, I'm happy with my second hand car. Pay your insurance and tax annually and jobs done!
Finance cars do not interest me at all.
Hate it when people say Oh I pay x amount every month but that includes xyx'
Yeah, I don't pay anything each month, I'm happy with my second hand car. Pay your insurance and tax annually and jobs done!
Easy if you can do that, Helen clearly can but she’s just not secure with anything, like she could easily make some over payments on her house with the savings and get rid of mortgage quicker/have a nest egg for when her current career stops paying out
Well with all that practice selling tit she could always get a job at QVC.
Na QVC presenters actually have to pronounce words.
Oof, that little dig at Helens “best friend” in the car vid when she was going on about her sobbing episode caused by getting rid of the golf.
“I texted my best friend about it and they said uh Helen that’s not ok. BUT I told my therapist and he said it makes me a very caring and empathic person” *cue the smuggest smirk you’ve ever seen*
Think she needs shot of this therapist IMO, she’s just being told what she wants to hear.
“I texted my best friend about it and they said uh Helen that’s not ok. BUT I told my therapist and he said it makes me a very caring and empathic person” *cue the smuggest smirk you’ve ever seen*
Think she needs shot of this therapist IMO, she’s just being told what she wants to hear.
This made me think of the US Office when Holly first starts and she thinks Kevin has learning difficulties…that’s how I imagine Helen’s therapist is with her
I thought her reaction to her car was weird, like who cries over replacing their car? I can understand if her old car got written off or something but she didnt NEED to get a new one. Her crying like a child over it is very telling.
Her therapist would be better addressing why she anthropomorphises her possessions to the point of crying when she chooses to get rid of them.
Aye I don’t get it either, she didn’t need a new one, it wasn’t something she was forced to do due to a write off or whatever else, if you love your car that much why get rid when you don’t need to.
Her 'therapist' is on an amazing gravy train with Helen. She will never deal with her emotional attachment to things and her obsession with food and booze. Not while she's lining the pockets of her life coach.
Quite honestly she deserves to get fleeced. A fool and their money are soon parted.
Quite honestly she deserves to get fleeced. A fool and their money are soon parted.
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