but aren't her parents divorced? which would mean their earnings are not counted togetherIn general With people who own businesses like Grace or millionaire families yes I would agree with your comments on exploiting people. But to be in that top % your family earnings only need to be above 80K which split between 2 people is around 40K+ each, where it’s very unlikely that you would be benefiting from that system. There are a whole range of careers and jobs where that is a very average salary in the south