So according to Marion, he and Derek met, they were both in debt. 2 full time wages couldn't service the vast amount of debt they were in and they were scraping the bottom of the barrel every month for money to pay the bills on top of the debt repayments.
Then in his next breath he says that they wasted money when they fit the flat and were eating out, buying clothes, nights out. (You couldn't do any of this if you were so much in debt that you couldn't actually service the debt)
I only started to follow him just prior to lockdown last year.
We know Derek has had some driving lessons and that marion saved up for an air freshner for it.
He went through a phase of buying every facial mist on the market, was paying for tattoo eyebrows, had more skincare arriving daily than the local Avon woman. They've bought apple watches, iphones, one of everything that Ava May stocks, a shark, a bathroom cabinet for the living room, a peach beach towel, a cocktail table and drinks for it, new flairs throughout the mansion, a hobbit makeup mirror and dresser, a hot chocolate station in the colour bamboo, 90 million sets of waffle bed covers, Dyson hairdryer and stand, and god knows what more. (Forgot the ring doorbell)
During all of this, even though he was 20% down on wages, they paid off their mountain of debt and are comfortable with savings now?
Really Mario? Whilst paying full rent too! Wow.
How much was your debt? How much is your income? How much were your outgoings? How did you pay them off? Snowball method? Did you follow any programme or money saving forums? Can you give some tips on how you saved it.
Did the boxes of criss make a dent into your savings?
What happened to your mortgage deposit that you could access anytime? Do you want on the property ladder or not?
Marion no one thinks you are wealthy because of insta.
I know Mrs hinch is now a millionaire with 2 million showing in her bank on companies House, I know she lives in a big standard gray box and her house is no show of her means.
In your case though, who would think you were wealthy and living in a flat the size or a boxroom?
I had a much needed laugh tonight watching your stories!