My benefit is so I can't touch it. If in a savings I'd be dipping in for other shiz whereas with Park, I can't lolDo you get any benefit from those schemes beyond them saving your money for you? Would it not just be better to open a savings account with a bank? My RBS one offers 7% interest, Moneybox have a 5% one. Better in your pocket than there’s who will be sticking it in interest accounts