The price you pay for having these comforts is less freedom and being stuck in whichever position you were born into.Having your life paid for, homes paid for, wardrobe paid for. Why would they go out and make their own money? Everything is handed to them on a golden plate. The Royal Family hardly have the best worth ethic, maybe except for Anne, who I believe has done the most engagements every year for the last few years. The likes of Kate & Wills practically do the bare minimum in comparison and still reap in the benefits.
If you prefer to make your own luck you can leave.
Actually not a bad position to be presented with.