My credit score is 999. I use Experian or somethingAccording to Google you can only have a credit score of 850 not 999
Take care of her own child without complaining?She’s a Financial Advisor now! Is there anything our Kathy can’t do!
not defending her, but it is a genuine technique for credit cards. It means that the period interest free is used so that you pay less interest overall, paying off the debt more quickly. It only works if you’re really disciplined though, which we know she isn’t! But in repayment terms it’d mean a wage of £1300 for example is paid to the credit card, if you budget £100 for debt repayment you spend a max of £1200 on the credit card. It means not paying interest so it clears more quickly, and strengthens your credit rating. I’ve got friends who’ve done it successfully, but you need to be very financially restrained.Did I just hear right? Is she claiming she has a good credit score because she lived off her credit cards? She put all her income on her cards to clear the debt but then also used those cards to pay for everything? Lying witch. She paid off her credit cards with Js money and lived off his money so she didn't have to use credit cards. If she really did what she says she did, she would be in a vicious cycle of living in debt now, she would still be paying off everything. The reason why people keep asking her is because everything she advises is impossible to do and doesn't add up. Admit it and say she used Js money to clear her credit cards and used his money to live off. She reckons she lived frugally? £700 trainers, designer handbags, clothes and makeup, luxury hotels, multiple holidays, thousands to get a merc and then thousands to pimp it up? Move over Martin Lewis, Thenursemum is now the leading financial guru. What a role model!
I’m glad someone did because I mentally wrote a whole reply to her where I basically raged at her for being so irresponsible to not do any research before talking about how they’re just “not that bad”. Like you said, a quick google says everythingI’ve told her exactly what an MLM is. Only took a five minute Google search. Laziness at its best
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