I doubt they would qualify for a mortgage either to be honest, due to the reasons you stated. Also, they seem to move about so much for Daves “acting career”, I don’t see where they would stay put long enough. I think they would struggle for sure to get anything up North never mind close to London.I really don't see them getting a house within the next year, unless they have help from their parents and contribute nothing to the house. Even then, I wonder what it would be like getting a mortgage when neither of them can show that they have a stable job.
I did find it weird she said 'the videos don't make us money anymore'.
I think Dave probably does feel worse than Sophie - she comes across alot like she expects him to sort stuff out and I notice he is always given her compliments and looking after her and she does jack for him.
What a shambles.
Also her Instagram story - completely dry eye and suggesting that she is teary.
I hear adsense money is down for youtubers due to pandemic, some saying it is around 50% less than before Covid, so their youtube income has probably dropped. I wish them well, they just need to get a grip. Wonder if Dave's work will start asking people back soon.
Oh wow. I'll admit I have yet to watch the latest vlog so didn't realise they actually addressed the amount. Shall catch up later.She said there's is down 60 per cent and another girl she watched is down 80.
Brilliant post and sums up exactly why those two are in the situation they're in. Sophie had every opportunity to work that year but stuck at a part-time job for a couple of weeks before deciding she'd rather mope around the house doing FA instead. Barely vlogged, either. Sound familiar?I’m sorry but being in your 30s and neither of you having worked a career route they are not going to own a house. Most people have a mortgage of 30+ years now when they start out. If they got one next year that’d make Dave 65 by the time they’d paid it off. Seeings as they don’t have money for essentials I don’t see how they will save for a deposit in the next few years.
I’m not saying people can’t buy in their 30s but people with no work ethic or the inability to save won’t be buying. It’s a commitment which these two just don’t know how to do.
These two will never prioritise anything over going to Disney anyway, if they set themselves £20,000 to save for a deposit (which isn’t huge with prices as they are at the moment) they’d keep spending it every time they got to say £5k. These two don’t even prioritise their own child over going to Disney!
Even if they did scrape the money together who would lend to them anyway?
When Sophie was at home with her Mum when Dave was on tour she could of worked and saved everything she could Of, NMW at the time was £7.83 x 37 hours a week is over £16,000 a year. I’m sure she could of lived frugally (bearing in mind she isn’t a social butterfly and lives at home) and saved £10,000. Even if she’d of done it the opposite and saved 6,000 and lived off £10,000 obviously I know she would of had deductions to take out like tax etc, but come on! What a wasted opportunity, plus she could of been doing so much on her Sophie Belle channel.
There’s no way they’d qualify for a mortgage. I’m betting they have credit cards etc that need paying off especially when she has the car on loan too. But even if they both went full time YouTuber and actually managed to survive off of the income, banks are still reluctant to give mortgages to youtubers. One of my friends has a brother who is a gaming YouTuber and he earns a decent amount from it but he had to go to a smaller bank before they even considered him for a mortgage after years of being self employed because they don’t view it as a stable job. I’ve heard that a lot of youtubers just have to save and buy their house outright. I’m doubtful whether they even declare their income which is important for having years worth of self employed tax returns to get approved.I really don't see them getting a house within the next year, unless they have help from their parents and contribute nothing to the house. Even then, I wonder what it would be like getting a mortgage when neither of them can show that they have a stable job.
I did find it weird she said 'the videos don't make us money anymore'.
I think Dave probably does feel worse than Sophie - she comes across alot like she expects him to sort stuff out and I notice he is always given her compliments and looking after her and she does jack for him.
What a shambles.
Also her Instagram story - completely dry eye and suggesting that she is teary.
I agree. I have to say this is when I think of jade billington and Matt and realised that they definitely have their head switched on. They both have jobs and seem to go YouTube as a side note. It's shocking when you think jade had double the followers of Sophie on Instagram and still works and Sophie just flits between jobs not doing anything stable -, I have to wonder why they are friends? Can't see them having the same priorities and ethics.There’s no way they’d qualify for a mortgage. I’m betting they have credit cards etc that need paying off especially when she has the car on loan too. But even if they both went full time YouTuber and actually managed to survive off of the income, banks are still reluctant to give mortgages to youtubers. One of my friends has a brother who is a gaming YouTuber and he earns a decent amount from it but he had to go to a smaller bank before they even considered him for a mortgage after years of being self employed because they don’t view it as a stable job. I’ve heard that a lot of youtubers just have to save and buy their house outright. I’m doubtful whether they even declare their income which is important for having years worth of self employed tax returns to get approved.
I really do wonder what the conversations are like with family members. My dad would be utterly bereft if I had got myself in that situation.My mum would be absolutely disguisted at me if I was doing what they’re doing, genuinely. I was always taught to always have my own money and to never rely on ANYONE.
I thought this. Do you think the laziest, dumbest couple on YouTube would be declaring any of their income? I doubt it. No tax returns for them.There’s no way they’d qualify for a mortgage. I’m betting they have credit cards etc that need paying off especially when she has the car on loan too. But even if they both went full time YouTuber and actually managed to survive off of the income, banks are still reluctant to give mortgages to youtubers. One of my friends has a brother who is a gaming YouTuber and he earns a decent amount from it but he had to go to a smaller bank before they even considered him for a mortgage after years of being self employed because they don’t view it as a stable job. I’ve heard that a lot of youtubers just have to save and buy their house outright. I’m doubtful whether they even declare their income which is important for having years worth of self employed tax returns to get approved.
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