I had a look at houses in the area, just out of curiosity, and you can buy a 7 bedroom house for £150k less than my 4 bed
![Big grin :D :D](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
. It's cheap as chips. The decor of all those houses is appalling though, it looks like only retired people live there, or people with really bad taste that don't update anything.
If he has bad credit or has been declared bankrupt (my guess is it's more likely him than her, but I wouldn't put it past her with her spending habits), they could have purchased the property on her name only and he could contribute towards the mortgage.
They must have also had to have a really low deposit. Guess Mummy Win didn't step out to help them with aalll the money Ron claims they have
I also saw that there were quite a few properties in the area for around £150k or below. So assuming that's not hugely above her budget, there are tons of cr@ppy houses she can go for.