It can be done but it’s not automatic and involves work in the background. She or whoever she’s goes to would need to prove her debt was related to her mental health. She can’t just say please write off my debt I’m in hospital. She’ll be in less than 28 days for sure as that’s when her PIP would stop.I know of someone who got deff got a credit card debt cleared due to her mental illnesses , my pals ex girlfriend she has bipolar & run up a tit load of debt on a credit card buying absolute shite like holidays she had no intention of ever going on . Money matters East Renfrewshire helped her with her case argued that she wasn’t of sound mind when she got the card & was unwell when she was spending, she got letters from her CPNs etc confirming she was unwell at the time . I’m sure they stopped the interest for a while & then the money matters folk pursued it further and the debt was written off. I’m sure her credit rating will be absolutely fucked now though but it can deff be done , but that was a lassie who was seriously not well