I need to do a big sort out as I have so much clutter, so selling things that are in decent condition is a good idea tbf.If you can do it by March then it is definitely worth throwing everything at it, that's not far off at all!!
Do you have any bits you can sell? I used to sell stuff on local Facebook sites etc and then keep the money from that in a jar (I used it to buy clothes for children - also from the Facebook sites! But it could also be your money for little treats etc )
I’ve not even dared read that thread as last year I blew £100s on skin care/make up after reading threads on mumsnetI think I need to stay off the glam threads on here as it's making me want to buy everything and I really can't as I need to keep tunnel vision on paying off this credit card
At the risk of asking the obvious, have you spoken to your partner about how you feel you're paying for everything?Anybody else sick to fucking death of having to spend money? I'm massively in debt which my parents have helped me with - with the promise of me paying them back every month which goes without question. Ive set up a payment plan and trying to stick to budget but I seem to be paying for everything in my relationship. I also have a baby on the way and can financially only take 3 months off for maternity which I'm gutted about but with the rising costs of life atm I've got no choice. My partner has a good job and makes good money but I seem to pay for the majority of things? Shopping - most of the baby items. I feel so anxious all of the time I'm in such a rut I can't seem to get out off
I've always been so independent and havent ever asked for help off anyone and it was a big thing asking for help from parents. I've discussed it with him prev but it never changes so i just feel like it's easier to put up with it but just grips my shit. I know it's my bloody fault tooAt the risk of asking the obvious, have you spoken to your partner about how you feel you're paying for everything?
Would you feel comfortable sitting down and working out finances together and who pays what?I've always been so independent and havent ever asked for help off anyone and it was a big thing asking for help from parents. I've discussed it with him prev but it never changes so i just feel like it's easier to put up with it but just grips my shit. I know it's my bloody fault too
Weve done this a million times beforeWould you feel comfortable sitting down and working out finances together and who pays what?
Putting aside all of the other issues, I just want to say, don’t buy into buying loads of stuff for baby. They need somewhere to sleep, something to wear and something to eat, that’s it until they are months old.Weve done this a million times beforehe's not tight with money he's so chill and I know if I needed anything he would give me his last 1p but I find it so awkward asking for help.
Thankyou for thisPutting aside all of the other issues, I just want to say, don’t buy into buying loads of stuff for baby. They need somewhere to sleep, something to wear and something to eat, that’s it until they are months old.
No need for changing stations, a towel on a surface works and Aldi nappies and wipes are amongst the best. Outfits aren’t needed, just 7-10 baby grows and the same vests and definitely no shoes. They don’t need soap and bath products for a month or so (if hardly at all). Baby furniture is a waste of time, normal furniture is just as good and lasts longer. Second hand travel systems are fine. A new or trusted car seat and a new mattress are needed but otherwise, try to be flexible where you can. Even put things in your Amazon basket or wish list but don’t click ‘buy’ until baby is here and you know you need them.
I know it’s super exciting but I cannot tell you how happy I was to have paid £100 for the travel system we wanted second hand (I paid £45 extra for new fabrics and cleaned it super well, it looked brand new) rather than £895 new. For one we got stuck in lock down and used the bassinet approx 4 times, 2. I hated folding it for the car, it was totally impractical On my own, pretty much impossible 3. Once she could walk she refused to go in it so it became utterly useless after about 14 months.
Of course if you’ve already made big buys then enjoy, it’s a once in a life time but if not, baby will never know the difference and your pocket will thank you allowing for money to be spent at a later stage when they do know
I've been there too.I think I need to stay off the glam threads on here as it's making me want to buy everything and I really can't as I need to keep tunnel vision on paying off this credit card
Daft question but is he travelling to see you too to even out the travel expense?I'm in a financial crisis at the moment.
My credit card is maxed at £2250
My bank balance is -2.99
My Help2Buy is £300
I'm in a long distance relationship and it's costing me a fortune visiting London two-three times a month. He lets me stay at his without any cost, which is amazing but just the general cost of living (existing) there is extortionate.
I've crisis budgeted (the kind where you're strict and leave no spare cash to play with) and in the next five months, I could have my credit card cleared. I know it will make me feel immensely better and it's important I stick to it, but with both our birthdays and Christmas approaching it's going to be difficult.
Here for anyone else who might be in the same boat
I've been there too.
This year I switched from a Mac/Nars foundation to Rimmel (often on offer at 2 for £12) and have never received more compliments!
He has done in the past and would yes, however, I live with my parents and he lives with just a housemate, so it is "better" for me to go down thereDaft question but is he travelling to see you too to even out the travel expense?
Do you drive? Or travel by train? Wondering if you could consider taking Megabus as that can work out very reasonable.He has done in the past and would yes, however, I live with my parents and he lives with just a housemate, so it is "better" for me to go down there
I take the train, it's £104 return and takes me around 4 hours with changes.Do you drive? Or travel by train? Wondering if you could consider taking Megabus as that can work out very reasonable.
Thankyou!Here is a link for various Railcards:
Types of Railcard | Prices | National Rail - Railcard
Save money and enjoy discounted tickets on National Rail journeys with our range value for money Railcards.www.railcard.co.uk
I know you said you usually go there, but have you considered meeting half way? You could book a cheap B&B and make a weekend of it?
Whatshalfway.com - Find great places to meet or stop halfway
Find out what's halfway between two or more locations in over 120 countries. Plan meetings and find places in the middle of everyone with our Meeting Plannerwww.whatshalfway.com
I know it will be uncomfortable, but have you discussed this with your boyfriend and told him your concerns?
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