Our_homefund

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J

JaffaCake

Worst investment ever.

But they probably won’t get a mortgage anyway in their current situation.
 
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H

Heather343

Surely she is trolling us!!!!

She will be a nightmare for the poor broker, mortgage company and solicitor. Bet she calls them everyday until completion (If it gets that far!)
 
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W

WonderShade18

Not me just sitting back with the popcorn out! As if they've offered on a house they haven't seen in an area they aren't all that familiar with. And as far as I know the mortgage is being taken out in her hubby's name only. Conveniently for Abby 🙄
 
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lunatics_thelotofthem

lunatics_thelotofthem

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L

loudex17

Lambo110 said:
The rit she spouts about new builds and she rather buy an older house that's built to last........then she's going for a non standard construction, pre fab house. Jesus, she can't say this is a forever home cos one day it will need knocking down. She needs serious help!
Click to expand...
THIS! Literally all she was banging on about (around the time when she was basically calling people idiots for getting a mortgage too). A sturdy ex-council house is made of bloody bricks and mortar, not pre fab materials, is she ok?!
 
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X

xbxbx

I made the mistake of rushing into buying my first home and it’s something I will always regret. I had complete tunnel vision and could only think about how much I wanted to leave my family home and have my own space that I placed an offer on a flat I wasn’t even keen on (I also offered over asking price..) and it was accepted. Before I knew it the ball was rolling and I was stuck with a flat I didn’t like and a 25 year mortgage. The home report was great and nothing major needed doing but because I rushed into it I didn’t even think about the costs of decorating, furnishing etc. I have AWFUL neighbours below, above and on the same floor as me which there is no escape from. I have spent so much money trying to make it feel like a home but it never will, and after only 3 years I’m in the process of saving to sell.

As annoying as she is, I really hope some sense is knocked into her. The impact that hating your own home has on your mental health is unbearable at times.
 
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A

a.pain

If a house is going to be your forever home (which it isn’t) then why would you lose it just on principle of not paying over value? I totally get the sentiment and I agree, no one wants to pay 10/20k more than a house is worth, but if you’re not going to be selling it then making the money back isn’t really a concern. Seems short sighted for the sake of a few grand. I’d be surprised if her offer is accepted but then again people who have actually viewed it may decide against putting in an offer. And they’re unlikely to hear back before Friday if that’s when the viewings are being offered, although I don’t know how long it’s been on the market.

Although this is all beside the point really its just I can’t make sense of any of her logic. does she realise that house will not last her lifetime? She’ll be receiving a compulsory purchase order for the estate to be demolished within the next 15 years.

i do feel a bit sorry for her as I know what it’s like to be a bit batty and get carried away. I used to be like that before I grew up a bit (or a lot). When we bought our first house I was all set for us to move to another city where neither of us worked, booking viewings and all. Luckily I came to my senses but I still feel so embarrassed people must have thought I was a complete fruitcake. Luckily our family were there to gently poke some sense into us.
 
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Durandan94

Durandan94

I’m pretty certain it’s the house that was posted earlier. She said it’s gone on for 1k under the market value, which the home report explains - it says it was valued at 75k, and they’ve put it up for 74k. She’s also called it a ‘cracker’ 😳 good luck to them 🥲🤣
 
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I

instasham13

Durandan94 said:
I’m pretty certain it’s the house that was posted earlier. She said it’s gone on for 1k under the market value, which the home report explains - it says it was valued at 75k, and they’ve put it up for 74k. She’s also called it a ‘cracker’ 😳 good luck to them 🥲🤣
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Don't think it's that one because she says it has a brand new kitchen in it and that one doesn't look like the kitchens new.
 
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B

Baad_sheep

Her repetition of a point is agonizing 😫
Anyone else feel she repeats a statement several times in a story just to have something to say? Lol

Also, i can only hear her say "I wanted", "I didn't want" - me, me, me!!!

Is her HUSBAND even included in this big life decision? (Especially since it's HIS name that's on for the mortgage and he's been dealing with it all oh and is the only one working!?)

She seems to have a very tunnel vision over "buying a house".
 
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L

Lockdownbordem

instasham13 said:
Don't think it's that one because she says it has a brand new kitchen in it and that one doesn't look like the kitchens new.
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I was thinking the same, but the kitchen in that house looks pretty decent, and it’s described as a modern fitted kitchen. So that to her probably means ‘brand new’🤣🤣
 
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Magee

Magee

Tiny bit irrelevant what an estate agent lists a property at on Rightmove, it’s indicative of rough prices in the area and their current market valuation NOT what it’s actual value is. The mortgage lender will tell you exactly what it’s worth when they do their own valuations after you have put an offer in, that’s the one that matters. It’ll be interesting if their offer is accepted but their lender then goes on to say it’s not worth what you have offered..

My estate agent listed my flat at £5k less than what we knew we would probably get for it, based on other recently sold flats and low and behold we got an offer £12k over asking. Reverse psychology maybe. Competitive pricing from an estate agent means they’ll actually sell the home and get their commission.
 
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L

lanaisasaver

I am so confused why has she bought a velvetiser lol 😂 what is she making ? Is she starting a new hot choc business ? Or wants abit or luxury at home? In her forever home 😂
What happened to the cleaning business ? what happened to the nursery ? What happened to working as she’s spending a days wage everyday this month it seems 😂
What happened to Hating mortgages and slagging them off and everyone who gets one
To suddenly loving them? What happened to cash buying ?
Slow down abbyyyyyyyy slow down
Take a breath.
I can’t keep up she contradicts herself so much I could be here all night but for example
Start of year she did a REEL saying she was on a NO spend year 😂

says if you buy cheap you buy twice
What about the house you trying to buy ? It’s cheap 😂 but you want to keep it forever ?
got a refund for one holiday to save but then as spent every single day on her stories for this “forever home”
She’s right though

when you know you know 😂
Inside she knows she’s way over her head
She has to keep her stories exciting
She’s got to be interesting
So she does know in an way that’s the only way people are interested in her cos otherwise if we wanted to follow how to waste 10k in a month accounts we would follow them instead 😂😂😂😂😂
 
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I

instasham13

Magee said:
Tiny bit irrelevant what an estate agent lists a property at on Rightmove, it’s indicative of rough prices in the area and their current market valuation NOT what it’s actual value is. The mortgage lender will tell you exactly what it’s worth when they do their own valuations after you have put an offer in, that’s the one that matters. It’ll be interesting if their offer is accepted but their lender then goes on to say it’s not worth what you have offered..

My estate agent listed my flat at £5k less than what we knew we would probably get for it, based on other recently sold flats and low and behold we got an offer £12k over asking. Reverse psychology maybe. Competitive pricing from an estate agent means they’ll actually sell the home and get their commission.
Click to expand...
Are you in Scotland? In Scotland the home report dictates the value of the property and this is available to everyone who requests it pre viewing.

lanaisasaver said:
I am so confused why has she bought a velvetiser lol 😂 what is she making ? Is she starting a new hot choc business ? Or wants abit or luxury at home? In her forever home 😂
What happened to the cleaning business ? what happened to the nursery ? What happened to working as she’s spending a days wage everyday this month it seems 😂
What happened to Hating mortgages and slagging them off and everyone who gets one
To suddenly loving them? What happened to cash buying ?
Slow down abbyyyyyyyy slow down
Take a breath.
I can’t keep up she contradicts herself so much I could be here all night but for example
Start of year she did a REEL saying she was on a NO spend year 😂

says if you buy cheap you buy twice
What about the house you trying to buy ? It’s cheap 😂 but you want to keep it forever ?
got a refund for one holiday to save but then as spent every single day on her stories for this “forever home”
She’s right though

when you know you know 😂
Inside she knows she’s way over her head
She has to keep her stories exciting
She’s got to be interesting
So she does know in an way that’s the only way people are interested in her cos otherwise if we wanted to follow how to waste 10k in a month accounts we would follow them instead 😂😂😂😂😂
Click to expand...
Well said.
 
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