So if she isn’t poor now (hate that word btw so only going to use it from now on when quoting her), why does she still have her tip thing open on Twitter and is permanently shaking that PayPal jar?
So if she isn’t poor now (hate that word btw so only going to use it from now on when quoting her), why does she still have her tip thing open on Twitter and is permanently shaking that PayPal jar?
Sorry that wasn’t me being rude! The market is ever changing so who’s to know unless you’re a literal broker or reading T&Cs for fun. Banks are freaking out atm, we were applying for a product only to be told it was withdrawn the day before because the (mainstream) lender didn’t want anymore xyz on their books. Mortgage valuations are knocking double digit %s off of agent valuations. The stamp duty holiday has made valuations really hard for everyone tbh. It’s hard out there at the mo and if she really is meeting with advisors or brokers they should be telling her all of this. Moreover she’s not got time on her side if she wants to take advantage of the 35 year mortgage terms given to FTB to help with affordability checks/manageable monthly repayments.Yea that was a quick Google search from me for the uk requirements, 5% seemed pretty low, there’s a minimum requirement for 15% where I’m based too. Either way you’re completely right, it’s a massive mortgage for a single lender which will only get harder and harder to receive, and not least, pay back.
A tale of two tweets. She is on one tonight and the flying monkeys are going wild.
tweeted then deleted then tweetsView attachment 1353324
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Jack will probably pick some picture perfect house that requires a chancel search and numerous mining and flooding searches.Sorry that wasn’t me being rude! The market is ever changing so who’s to know unless you’re a literal broker or reading T&Cs for fun. Banks are freaking out atm, we were applying for a product only to be told it was withdrawn the day before because the (mainstream) lender didn’t want anymore xyz on their books. Mortgage valuations are knocking double digit %s off of agent valuations. The stamp duty holiday has made valuations really hard for everyone tbh. It’s hard out there at the mo and if she really is meeting with advisors or brokers they should be telling her all of this. Moreover she’s not got time on her side if she wants to take advantage of the 35 year mortgage terms given to FTB to help with affordability checks/manageable monthly repayments.
Also we’ve not even mentioned stamp duty in all of this, she’ll get some discount for being a FTB but then it’s another 5% (I think?) over £xk on top! Then legal fees, moving fees… like unless she has a huge lifestyle overhaul or meets someone earning well her buying anything much less a £530k property is an unlikely scenario.
The cynic in me wonders if she’s looking at the probable global recession and a fifth of the civil service being laid off in the next three years and rubbing her minty hands together thinking “the time for me and my poverty porn and my budget cookbooks is now”. Like she’s genuinely pegging the misfortune of the many as an opportunity to increase her wealth.Sorry that wasn’t me being rude! The market is ever changing so who’s to know unless you’re a literal broker or reading T&Cs for fun. Banks are freaking out atm, we were applying for a product only to be told it was withdrawn the day before because the (mainstream) lender didn’t want anymore xyz on their books. Mortgage valuations are knocking double digit %s off of agent valuations. The stamp duty holiday has made valuations really hard for everyone tbh. It’s hard out there at the mo and if she really is meeting with advisors or brokers they should be telling her all of this. Moreover she’s not got time on her side if she wants to take advantage of the 35 year mortgage terms given to FTB to help with affordability checks/manageable monthly repayments.
Also we’ve not even mentioned stamp duty in all of this, she’ll get some discount for being a FTB but then it’s another 5% (I think?) over £xk on top! Then legal fees, moving fees… like unless she has a huge lifestyle overhaul or meets someone earning well her buying anything much less a £530k property is an unlikely scenario.
I don't think she plans much ahead at all. Most of her bandwagon jumping seems ill-prepared.The cynic in me wonders if she’s looking at the probable global recession and a fifth of the civil service being laid off in the next three years and rubbing her minty hands together thinking “the time for me and my poverty porn and my budget cookbooks is now”. Like she’s genuinely pegging the misfortune of the many as an opportunity to increase her wealth.
That and, of course, the fact that she’s been netting well above the average salary for a decade now, reckless spending and CCJs or not.
Hehe. I'm dealing with that right now with my 17 year old SB who was very very hungover today. Out out last night, on fake ID, as all working teenagers should be .She does love to have the final flounce, but she'll be back in 5 minutes, peeping thru the bannister asking for a glass of water
If only she hadn’t bought those sideboards…Stamp duty for £530k is £16.5k
Loool no words just looool
So says bleeping Benedict Cumbersnatch over hereA tale of two tweets. She is on one tonight and the flying monkeys are going wild.
tweeted then deleted then tweetsView attachment 1353324
I feel horrible saying this, because I honestly have so much respect for anyone going through recovery, but the way Jack mentions it, at times like this, it just seems manipulative, as if she’s trying to guilt trip anyone who says anything negative to her.
Absolutely wasn’t taken as rude! I’m *very* ignorant to the finer details of the UK housing market, so appreciate the explanations It’s interesting to read how difficult it is, sounds like a complete nightmare..Sorry that wasn’t me being rude! The market is ever changing so who’s to know unless you’re a literal broker or reading T&Cs for fun. Banks are freaking out atm, we were applying for a product only to be told it was withdrawn the day before because the (mainstream) lender didn’t want anymore xyz on their books. Mortgage valuations are knocking double digit %s off of agent valuations. The stamp duty holiday has made valuations really hard for everyone tbh. It’s hard out there at the mo and if she really is meeting with advisors or brokers they should be telling her all of this. Moreover she’s not got time on her side if she wants to take advantage of the 35 year mortgage terms given to FTB to help with affordability checks/manageable monthly repayments.
Also we’ve not even mentioned stamp duty in all of this, she’ll get some discount for being a FTB but then it’s another 5% (I think?) over £xk on top! Then legal fees, moving fees… like unless she has a huge lifestyle overhaul or meets someone earning well her buying anything much less a £530k property is an unlikely scenario.
I’m so sorry to break it to you, but it’s Saturday.If only she hadn’t bought those sideboards…
(ETA- thought peeps might appreciate some Fassbender on Friday night ).
I’d have to be desperate to cook the slop from her books! She’s probably rubbing her hands together as she thinks there will be less people to chase her for her taxes!The cynic in me wonders if she’s looking at the probable global recession and a fifth of the civil service being laid off in the next three years and rubbing her minty hands together thinking “the time for me and my poverty porn and my budget cookbooks is now”. Like she’s genuinely pegging the misfortune of the many as an opportunity to increase her wealth.
That and, of course, the fact that she’s been netting well above the average salary for a decade now, reckless spending and CCJs or not.
I feel horrible saying this, because I honestly have so much respect for anyone going through recovery, but the way Jack mentions it, at times like this, it just seems manipulative, as if she’s trying to guilt trip anyone who says anything negative to her.
I’m so sorry to break it to you, but it’s Saturday.
Also, the good thing is with the sideboards (and Tiffany earrings, good coat, £200 alarm clock etc) when the time comes, she can sell it all! Remember the success she had with selling her Monsoon dress on eBay…
She lives in SOUTHEND. Not London.Has she tweeted anything in support of the big cost of living crisis in London today?
At least the soiled mulberry bag is still increasing in value dailyI’m so sorry to break it to you, but it’s Saturday.
Also, the good thing is with the sideboards (and Tiffany earrings, good coat, £200 alarm clock etc) when the time comes, she can sell it all! Remember the success she had with selling her Monsoon dress on eBay…