Exactly it’s how you pay yourself through your business and I bet the sweets aren’t doing too badly either. They’ve clearly got the money or at least can back it up. They are safe lenders for sure and as you say they aren’t extravagant really at all.All depends how you actually run the business really.
if you’re a director of a limited firm and pay yourself in dividends rather than an actual wage you may well struggle without a decent deposit to then get on the property ladder, but it saves massively on tax. Turnover is irrelevant.
or if you have a business that can be seasonal. And probably doesn’t help you’re both working for the same company so if something happened it would affect you both.
he has 2 businesses which I’m guessing he’s doing pretty well with. His faded warehouse looks a decent size so they must be selling. Plus the shit ads he does on top of that. He gets most his clothes from faded and gifted trainers and to be fair to them don’t seem to spend on extravagant things (car aside from that - probably a company car)
Looks a lot like this but no idea on area they’re moving too
He’d only need an income of 80-100k or that between them. For two businesses, that’s not a lot. I don’t think he’d need to even consider the ads and stuff he does. I’d say he’s a pretty safe lender.I get all that but I can’t fathom that being an influencer is not high risk!!! He too is a director and he too will be taking dividends as are we, Helen doesn’t really have an income so she is irrelevant it’s not just these two plums but all influencers you see are moving into new homes and driving nice new cars and all they do is post a few pics here and there.....plus he must be doing super well financially to get a mortgage of over half a mili when I’m struggling with a £340k application!!!
Sorry if I sound salty I fucking am......I hate seeing all these people who are famous for fuck all, gifted free shit and living the high life when normal folk really have to bust a gut for decent living!!!!!