It depends on how he declares his income. I’ve looked on companies house and can’t see him on there or having a limited company so if he declares income as a sole trader he’d be able to claim based on the average of the last three years self-employed income on his self-assessment . That’s the same for Nikki so she’ll have the SW earnings of the last two years taken into account as well, though potentially a lower average due to her maternity pay which would be significantly lower than her usual earnings. They could each claim up to 80% of earnings capped at £2500 per month from the government and would both still be able to work.So how would it work for Chris? Sorry if I’m being thick.
If he does have a limited company it would presumably be for tax reasons where he’ll take a small salary to give him the necessary national insurance contributions to qualify him for a state pension and the rest would be taken as dividends in which case he’d have to furlough himself from the company which would effectively stop him working as he wouldn’t qualify for the support if he continued doing YouTube videos etc. This would also mean the replaced earnings would go on the average of the last three years salary as dividends would not count towards the governmental support. Most ltd company directors I know take a salary of around £8500 and the rest in dividends (dividend tax is 7.5% compared to 20% income tax at basic rate) so his replacement income would be around £575 per month.