I use cash. Much prefer being able to feel my money as I hand it over to someone it makes me conscious of how much I’m spending where’s if I buy something on my card it feels like I haven’t spent money until I look at my bank balance!
My boys school only take cash for trips, school dinner etc, i prefer paying cash when ordering takeout so I can tip the driver, same as other services I like to tip. Anyone who refuses cash doesn’t get my service!
My card has been hacked before, I’ve also had an issue where I wanted to pay cash for shopping and the shop assistant said my payment had already gone through I looked at her like what?! And she said it was paid by visa contactless, turned out it picked it up from my handbag. Put me off it. I go to the bank once a week to lift out what I need and it helps me stay in budget with our spending.