Yes they do
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Yeah this is on the freaks Facebook group. Someone posted asking about silk masks and if they were any good then that person started being an a in the comments. Weird culture in the group, no idea why the commenter would think it’s acceptable to speak to another member like that!
Ah! An Yves Rocher counter lady circa 1984. An unusual reference point, but she’s got it down to the last detail.
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I'd nearly join that group just to warn people against the dangers of getting into debt for skincare. It's shocking she's encouraging this
I still don’t know what clearpay is - is it just an alternative to PayPal?
No, it's a buy now, pay later scheme (that doesn't even require a credit check) - so seems to contradict her old advice of never buying skincare on credit.
ETA more info here for anyone unaware of these schemes: https://www.which.co.uk/news/2020/0...na-clearpay-or-laybuy-hurt-your-credit-score/
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You know you can just Google the word and it tells you
? It encourages people who can't afford things to buy now, pay later.Thanks for the info. That’s really bad. I can’t believe she’s endorsing buying on credit, after everything she used to say about it. So presumably the message now is, don’t buy skincare on credit unless it’s putting money in that greedy fucker’s pockets. Unbelievable. What a hypocrite.
ETA and you don’t even need a credit check, so people who maybe shouldn’t even be thinking about getting stuff on credit in the first place can buy things this way? Rotten.
I know, I’m just being a lazy cow today! Let me have this oneYou know you can just Google the word and it tells you
Yep, it's offered most places now including Asos, Boohoo, etc, there's been stories of students getting into debt and damaging their credit scores this way. I don't understand why it's legal.
I think it's encouraging people on her groups to buy a fk ton of product that they don't need, can't get through and can't afford. Just scrolled and there is someone proudly displaying what looks like every single product a brand could make. On so many levels my question is whyyyyyyThanks for the info. That’s really bad. I can’t believe she’s endorsing buying on credit, after everything she used to say about it. So presumably the message now is, don’t buy skincare on credit unless it’s putting money in that greedy fucker’s pockets. Unbelievable. What a hypocrite.
ETA and you don’t even need a credit check, so people who maybe shouldn’t even be thinking about getting stuff on credit in the first place can buy things this way? Rotten.
I know, I’m just being a lazy cow today! Let me have this one
tbh I use Clearpay and Klarna when I want to pay in instalments, I don’t use it all the time, and I pay off on time or early each time. Just got to be sensible and not buy things mindlessly. They also offer the option to only pay for what you keep if you return some or all items you purchased. I think for ASOS and the like. I don’t think any of CH’s kit is worth the money tbh though
Paying in installments is fine if you have have money to keep up with the installments. I've bought my Shark on QVC with 4 easy pays because it's interest free and I knew I could afford the monthly payment (I could have paid in full but why would I when I have the option). Same with credit cards, I have ans use one but always pay mine off each month.
It becomes an issue when people can't actually afford what they are buying and make late payments and incur interest.
The issue with the kits is that she will be releasing one every three months but the clear pay has a four month option. People with fomo might end up overcommitting on clear pay and get into a hole. I can see these companies having the same issue as payday loans etc down the line.
I think CH ditched PayPal as people accidently ordered 2 or 3 kits when her site went down last time she did an release and rather than wait for her to refund people opened a dispute.
I do think that if you use or want to try most of the products in the kit they are very good value for money. I wouldn't get into financial difficulties over it tho.
It becomes an issue when people can't actually afford what they are buying and make late payments and incur interest.
The issue with the kits is that she will be releasing one every three months but the clear pay has a four month option. People with fomo might end up overcommitting on clear pay and get into a hole. I can see these companies having the same issue as payday loans etc down the line.
I think CH ditched PayPal as people accidently ordered 2 or 3 kits when her site went down last time she did an release and rather than wait for her to refund people opened a dispute.
I do think that if you use or want to try most of the products in the kit they are very good value for money. I wouldn't get into financial difficulties over it tho.
I bought her book and it’s basically her blog in paper form. On eBay it goes!
I think she did say that's what it is.
So just a copy and paste of her blog? Pointless
I must have missed her saying that. Just a warning for others who may think it’s original material. Seems a bit sly, IMO
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