The math isn’t mathing.
She says she got into £30k+ worth of debt, not by overspending but because her earnings had gone down and due to unpaid invoices. Plausible when you’re self employed.
However…
She admitted in the comments section of her TikToks that her unpaid invoices don’t cover her debt, or anywhere close.
Her basic outgoings video shows her so called “essential” bills are only £2.5k (let’s say £2.7k with the cleaner she forgot to include).
The rest she included are actually just £240 in “savings” she wants to put aside and £820 in debt she has to pay now. These wouldn’t be expenses that contribute to the debt forming.
So over the last 10 months, that’s just £27k in basic expenses.
The father of the kids pays her out £500 a month which would be £5k over the last 10 months, bringing her expenses down to £22k
She claimed to be having £10,000k months, and I find it hard that she went from that to earning absolutely nothing. (Even if she did, it would only account for £22k worth of debt not £30k and that’s assuming she had absolutely no savings after her £100k year).
Even if she only earned £1,000 per month (which I’m sure it’s doable from freelancing, refferals, sponsorships, Etsy sales and so on) and got into debt solely to cover her bills, that would only justify her being in £12k worth of debt.
What did she spend the other £18k on?
However you spin this, her debt is not an “income” issue. It’s an overspending and poor budgeting issue.
She continued to live as she was earning £10k a month for nearly a year when before dealing with the reality of being self-employed and having a fluctuating income.
All while teaching people about budgeting, cash stuffing and how to get a £800 toothbrush for only £300 - what a bargin!