How can you compare a slimming club to a mortgage? The terms and conditions of a mortgage have extensive conditions, you are given all the information upfront, you know exactly how much interest you are going to pay over a set period of time against the sum you have borrowed. MY problem with them is that it was THEIR fault the DD wasn't collected, it was still active on my account and they then pulled a magic figure out of Richie's arsehole (seeing as he seems so fond of speaking about it) that they just expected me to pay. They couldn't explain to me how they came to work out this sum. It was something utterly ridiculous like £53.99 against £6.99? Not even the banks are allowed to charge those absurd percentages anymore. I may as well have been talking to my cat the sense I got out of the heavies they have employed to bully people. Would you like to accidently miss a mobile phone payment and pay about 150 -200% in charges instead of like £7.50? Probably not!
Distance selling is completely different to say a gym membership, which is the kind of contract he is trying to hold people too. He is not upfront either about the contract or the charges. The last time I looked at his "terms" he had altered them in March... hmm maybe because previously they were illegal. But thanks for your constructive comment