I’m not afraid to admit I’ve got debt and I know straight up if anyone gave me £200 to get myself “a treat” I would buy one pair of vans and the rest of that money would go to pay off my debt. Well tbf if it were me I’d get a cheaper treat and then use the rest of the money towards my debt. A big stack of boxes ain’t gonna help my credit file. But this is because I’m actually in debt and haven’t got a well paid partner who can cover all the bills etc while I fanny on buying tit I don’t need