I agree that seems like an odd amount to go to court over. I would assume most would just do a charge-off. I actually have 2 credit cards with Credit One, a Visa and a Mastercard, both get cash back rewards. It's not as well known as Capital One. Generally, I believe most people that have them are usually those starting out (have little to no credit) or are repairing their credit. I got mine when I was trying to rebuild mine. They both have annual fees (charged/spread out monthly). Depending on which card he has, his payments could be around $50 a month with the balance stated, as the higher the balance, the more the monthly payment is and goes up much more than other cards I have. When I had a $900 balance on one of them, the minimum payment was $48; and when it had a $1200 balance, it was $72 a month. I don't know all his financials, but that should be doable, unless he's got more debt that we're obviously not going to be aware of unless he says so or more suits were to come to light.
I know many have had to rely on credit cards to make it through this pandemic, but if you're constantly spending frivolous amounts on dinners you can't afford for the possibility of enough views to cover it, you need to find other things to vlog about if you can't support your increasing debt. It's one thing if you have it like that, but it's not worth screwing your credit up. There are plenty of free and cheap things to go vlog about in Central FL.
And you're right, if he can buy tit at Disney but not pay his bills, he needs to get his priorities straight cuz it's going to bite him in the ass soon enough.
