Maybe he's got a bad debt on his credit file that they have to wait until February for it to come off, then they can apply together for the big mortgage. It's anyone's guess really. He was married before he met her and had a house with the ex, so there could have been some unresolved debt in his name.Im very confused as to how that’s possible. But also why Lee isn’t on it, that would the be normal thing to do when buying a house / being married...