She had said she couldn't apply with Baldy because he had a duck ton of student debt that made him ineligible. Seems like a crock of tit though because he's just begun a second degree, and they've added a dependent with that baby, so surely that's increased their debt and decreased the amount they are qualified to borrow. Though to be honest, it's probably all a load of bollocks. She only ever speaks with an agenda and her truth is always skewed.Her boo hoo stories about mortgages and buying a house never make any sense. They've been married for nearly a year, engaged for a year before that and apparently is such a committed relationship for years and yet why was she trying to avoid his name on the mortgage?
You can *finally* get a mortgage if you apply joint? With your own husband? Crazy.
Who genuinely thinks most people buy a family home on one income these days?
The reality is they didn't have enough saved. So many youtubers/instagramers have bought homes with mortgages, the bank doesn't care what your actual skills are only that your accounts are consistent.
She clearly didn't have a full set of good accounts that show consistent earning for 3 years until now, and they have been able to add the money they would have spent on their wedding to their deposit fund.