Student Loans Company loans?
Weird, is that quite right? Maybe I’m reading it wrong - possible I’m deep in revision.
My husband had loans with Student Loans Company (English government (not sure if Scottish, Welsh and NI too) student loans) and only had the option to pay back a percentage of his monthly salary or pay it in total/remainder lump sum. It went out of his salary every month before he saw a penny - so he could spend his money as he pleased.
If he was self employed he would have paid it yearly, presumably at the end of the tax year.
Does this mean she hadn’t registered as self employed?
You only start repaying your student loan when you're earning over the threshold (something like £26k) and then you pay it back as a percentage, so for e.g, you would pay 5% of the amount you earn over £26k and this usually comes directly from your monthly earnings. The more you earn, the more you repay each month (as you're probably well aware) If you're an employee, you normally tick you have a student loan when you start working for a company and HR sort all of this. If you're self employed, you also have to tick that you have a student loan and the amount over the threshold should be calculated with your end of year tax returns and then paid.
Lydia just LIED and didn't both the tick that she had a student loan when she first registered her company for tax. She was also applying for a mortgage at this time. She was probably wanting her books to look as 'healthy' as possible in order to get the largest mortgage possible and so was clearly earning a lot of money and was WAY over the loan repayment threshold. People will have raised the query with either HMRC or the Student Loans Company who will have then seen she has lied on her tax return and not declared a student loan and therefore told her to repay what she owes in full. This just so happened to be right before her wedding.
Once again, Lydia made it into a sob story all about how people were out to get her, trying to ruin her life and even on the morning of her wedding, she was forced to deal with all this hate. sob sob sob. And deal with HMRC, Student loans and mortgages. The simple fact is, if she hadn't LIED and tried to deceive both HMRC and the student Loan company, NONE OF THAT WOULD HAVE HAPPENED! Instead, she preferred to play the victim and blame trolls!
I'm so curious though did she drop out of school? lol and did she just go to school for beauty?
She left school with basically no GCSEs. Then worked in a few retail stores. It was discussed a few threads ago, but she managed to get on a Uni course. Usually you need GCSEs and A-Levels to get the points to get on a uni course, but Lydia didn't. She applied and used her experience in retail to blag her way onto a degree course. Many low-level Uni's will accept students without qualifications if they're desperate for places to be taken or if an applicant can prove they have enough willing and vocational experience which Lidl obviously did.