Exactly & that's probably before the Banks stress test their affordability where interest rates increase to 5%. That could potentially add an additional £500 to their monthly repayments.
I think the problem they have is that neither income is particularly reliable, Lara is part time & I'm sure she has said her husband relies a lot of commisson. He's also been on furlough and was at risk of redundancy. He is pushing 40 now & surely isn't going to want to be paying a mortgage into his 70's so that is also going to increase their repayments each month.
The more she talks about house buying the further out of reach it is becoming for them.
She’s probably back to waiting for the market to crash againWhere are the home buying updates?
It's absolutely this. Her job is youtube videos, she's not getting a mortgage on a half mil house.She cannot afford what she wants - the Insta perfect house - so she will be flogging a dead horse around for years. Someone needs to tell the expert she should buy a first time buyers house and build herself up to the perfect house she craves.
How have her other Insta Mates done it if she is struggling? Are their husbands better off that thicko meathead Stu?It's absolutely this. Her job is youtube videos, she's not getting a mortgage on a half mil house.
The market is crazy right now, but it's not a new trend. The market has been rough for first time buyers for the last 5 years at least. Her kids are in school, she needs to get a proper full-time job to make some money in and a job for the application and THEN take up youtube "full time". The idea that she needs the perfect 5 bed commuter belt house is just unrealistic but it doesn't look like she'll ever sit down and admit that and change accordingly.
She did post an ad yesterday, I assumed that is what she was referring toThanking people in advance for their engagement on the ADs she hasn't posted yet. Get those tiny little violins out as it's been so quiet workwise lately for her.
Wasn't she almost in tears because she was so proud of herself for getting a mortgage for half a million house approved so sorry Lara the begging act doesn't work on me.
It never gets any better does it see same video over and over.Her house is a tip!
Number 6 - ditch the crystals they have not brought you much luck!!!!!!!!! PMSL!!!!!!!!!!!!!It never gets any better does it see same video over and over.
1) she has too much furniture and a mismatch furniture
That old family cabinet doesn't work on that room.
What wicker chair dining room needs go.
That wicker bar shelf looks naff and loads stuff shoved in draws underneath.
2) open shelves don't work well messy hoarders.
Those ikea shelves she spray painted gold just don't work especially 2 of them its too much in that space.
She be better off book case with doors
Not mixing ornaments on doors.
Once mine reach around school age they not allowed toys in the lounge..
That pathetic sized basket on floor with magazines and books looks messy.
3) I don't know why bits share a room or why office couldn't be a playroom.
If she got rid of bits furniture in dining room she could fit small desk in there.
4) decor too busy think painting lounge white no floral curtains wallpaper or badly painted pink top on tv table.
5) I dislike that big kallax in her hall
Why no pegs for coats and bags
Why not scrap bench and have closed shoe rack.
6) ditch the crystals they not brought you much luck.
They never seem get to route cause which is why they back where they began.
They have small house, too much stuff, wrong storage, they alll seem untidy and tolerant of clutter and mess.
I know minimalism means different things different people but shes not at all minimalist.
Shea a hoarder shes messy and her kids seem messy they dump stuff everywhere.
My house is far from Perfect I have 4kids including toddler and dog.
I struggle keep up laundry some days
Kids rooms and my room often a mess.
Landings my dumping ground.
But my hallway kitchen and lounge is always tidy at end of day.
I do a power hour after kids have tea.
I put toddlers and dogs toys away.
Remove any rubbish from lounge or dining room.
Sort out throws and cushions
Clear dining table any clutter and wipe down.
Wipe down and clear kitchen surfaces
Empty dishwasher put another load on.
Put loads in washing machine
Ensure coats on hooks
Recycling taken boxes in front garden
Water bottles and lunch boxes taken kitchen and placed by sink.
I ensure after each shop that all food items are put away and have basket pet food in dining room cupboard.
Mornings I unload dishwasher and put away
Start reloading dishwasher throughout day.
Put load washing on.
Make beds
Check kids rooms for plates or rubbish.
Bathroom quick wipe around sink and toiliet.
Check clean dry towels.
Summer end day I even check gardens tidy as kids leave cup and litter on patio furniture and toys on floor.
Just doing these minor things means my house never looks total tip.
I can relax in evenings
Is she going to buy
Did she say she had been approved for 500k mortgage as don't seen how that happens unless theat earning 100k between them the most we could borrow is 190k on 50k earnings with 20% deposit.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?