So, SB would've just turned 2 at that point. When did she fit her time in the coffee bars with the fire service? Surely, you'd have been better keeping the coffee shop job - still shift work, but more family friendly hours - and topping up any shortfall with tax credits, instead of packing in all your jobs and being broke?
Also, degree? Please. I don't mean that in a snobby way either (I've got one and done precisely fuck all with my life tbh) it's just not something that needs to be lied about, that's all. Why make stuff like that up, you'll only look very silly when people find out it isn't true.