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Chels54321

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SAHM mum here. Husband pays me 1500 a week. All our small bills come out of that and food but he pays mortgage, fuel & car etc
 
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MissTeddy

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I was discussing salaries with my husband today as my teenage stepdaughter is entering the world of work. She is on minimum wage and was raging about how many little she earned. And that’s the hard thing, the lower paid you are the harder and longer you need to work. When you see people on huge salaries saying how hard they work - I don’t think they always realise that people on low incomes work very hard too - just for less reward.
 
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LittleMy

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I’m completely with you on this! I joke with my OH about when can I quit work and become a kept woman 😂 but honestly, I couldn’t not work. It’s no judgement on those that are SAHM’s, I just enjoy the freedom of my own money, buying what I want and to an extent doing what I want. I hate the idea of wanting something and spending someone else’s cash buying it
I do get what you’re saying as it was difficult for me to accept at first when so used to earning my own keep (former SAHM here who has recently returned to work full time on front line) but it’s not someone else’s cash, it’s your spouses, which means it’s for your family. If they go out to work and have agreed that you’re staying at home covering the need for childcare, caring for the house, running errands, cooking meals and looking after the children then it’s division of labour. SAHM is a job in itself, and an unpaid one at that, I don’t care what anybody says. I have been part-time worker, full-time worker and I’ve stayed at home. I can tell you now, staying at home was the most difficult and I did it for three years.
 
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maxrigger

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It blows my mind that there are people who earn that much (no jealousy, you have an amazing wage!)

When I think of our annual income £27000, I can only imagine what kind of life we could have with 5 times that amount 👍 we’d have so much ‘spare’ money!
It depends how you spend it. I live mortgage free in a nice house, nothing flash but comfortable and I could afford bigger and better. I'm divorced and my grown son moved back in with me at the start of lockdown. I drive a second hand campervan and an old Land Rover Discovery. I'm putting together money to buy a rural property outright in Spain and will retire there in fifteen years time in my mid fifties. I've done all the holidays, 5* hotels and had a great time, now I'm just not spending a penny more than I have to. I work with single guys who get their two weeks leave from the rig fly off to the sunshine and come back two weeks later stone broke. No matter what you earn you have to rule over your money and not let it rule you.
 
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Toffee finger

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This thread is really interesting!
I’m in my thirties, live in the South East and work as a carer. Monthly take home is anywhere between £1300 - £1600 depending on hours. I absolutely love my job. Yes it would be great if it paid more but I can pay my bills and I’m genuinely happy to go to work in the morning which is worth more to me.
 
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101d

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This thread makes me feel a bit sad. I work hard but don't have a lot to show for it in terms of wages.

But then again I am happy, can afford what I need, extra money for things I want. Just crazy the difference in peoples salaries.
 
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Giggling Squid

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Army, Nursing and State pensions @ £3500 a month, wife nurse pension £2200 a month and more than that combined from a property portfolio. Plan your retirement early folks.
You say that, but at 33, with a £1,100/month mortgage, and already adding 5% salary (double matched by my employer), I’m really not sure how much else I can do or a afford to buy. It’s only in the last few years we’ve even been able to buy, due to house prices where we are. Not a chance am I ever going to be in a position to build a property portfolio.
 
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lipsticktaser

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I’m a SAHM with an ‘allowance’.
I don’t really view it like that. We have a joint account that covers bill, food shopping, school fees etc. I personally had a hard time taking money for nights out, hair, nails, clothes etc. Hated buying his Christmas and birthday from the joint account. I like handbags, stoped buying them as I felt guilty taking money from the account.
this way I get over my issues and can save a bit if I want big ticket items.
He also has a separate account that has his ‘play’ money in it.
I’ve always worked but stopped two years ago because my daughter had really bad anxiety and the after school care and the school she was in don’t help.
moved her private which is 40 mins away, and I do the school and club runs.
It was a hard transition for me and this way of doing money works for me.
 
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mummy2under2

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Oh this is interesting... not the money (though I wish!) more the fact you run multiple businesses. Did you just open one and then another and so forth as you grew?
Kind of.
I trained as a beauty therapist in night college alongside my A-levels. My parents wouldn’t allow me to study a “drop-out” course and wanted me to go to Uni.
When I finished my A Levels & got my NVQs in Beauty I started working in a salon in my home town alongside doing my degree, where I stayed for 4 years. The owner retired and I bought the business and it grew from there. 😊
 
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IrishGryffindor

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I'm a psychiatrist. Working between 2 hospitals at the moment. One is an adult hospital and the other is a children's hospital. I earn around 100'000 euro ( I presume around 85000£ ) a year.
I'll go up to at least 130'000 euro by 2021 when I'm more "advanced" ( putting it in simple terms haha). Hence working in 2 hospitals.. I want to ultimately end up a professor and hopefully be the chief medial psychiatrist in my adult hospital.. someday 🙋‍♀️
 
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EmmaB19

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That’s great! Did you make a channel about your Etsy crafts and techniques if you don’t mind me asking? Or more mainstream?

I intended on making a channel on behind the scenes with Etsy, etc. but I got more positive feedback from showing people how to make the kind of stuff I sold!! so.. I’ve morphed into more of a diy tutorial channel over the last year and that’s seen me grow to almost 100K. Not really “mainstream” as I keep my personal self out of it except for the occasional house tour/haul! Never set out for it to be what it is but, I feel incredibly grateful as I’m no where near as skilled or qualified as everyone on this thread. 🤣🥰
 
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Countrybumpkingirl

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Keep in mind it is a different economic situation.

For example, in the UK we pay tax/NI but we (typically) don't pay for our healthcare. Don't underestimate the sheer amount of money and individual saves by not having to pay for things like a GP visit.
Oh couldn't agree more. I have T1 diabetes and hearing how some people in America have to ration their insulin because a single vial can cost up to $200 is crazy. I mean that lasts me less than 5 days. I have specialist sensors and if I was to buy them rather than have them on the NHS it would cost me £56 every 14 days! So we are incredibly lucky to have the NHS especially for people with long term chronic illnesses.
 
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Doingitforthegram

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It blows my mind that there are people who earn that much (no jealousy, you have an amazing wage!)

When I think of our annual income £27000, I can only imagine what kind of life we could have with 5 times that amount 👍 we’d have so much ‘spare’ money!
I tend to find the more you have, the more you want... your lifestyle just seems to increase with your salary and you find yourself no better off at the end of the month. This was certainly true for me until I met my now husband who likes to rein me in a little when it comes to frivolous spending.

I probably had more spare money when I was on £13.5k rather than the £45k I get now.
 
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ClockworkDolly

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£8.62 an hour
I had my yearly review and you get a pay raise judged on how well you do
I got a glowing-couldn’t-fault-me-at-all review then she told me I was getting my raise
A full 2p an hour
I told her she was welcome to keep it!
That‘s a bloody insult, all of 2 pence. They sound a shameful tribe to work for.

Haha, I think I'd be really good on a phone sex line as I have a filthy mind!! 🤣🤣🤣🤣
I did that for a little while and trust me, the hours you spend on the phone do not equate with what you should be earning. But, it was a good laugh and trying NOT to laugh was hard. 🤣

When they use to ask me if I was fingering myself, I used to cut a hole in the side of an orange, slip my finger in and pretend I was doing that. All that juice running out. Ha, ha, daft and gullible buggers. 🤣🤣

It did put me off oranges for a few years though. 😉 🍊
 
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