I'm a bit jealous he could retire at 40, but fair play! I respect people who retire when they can afford to, rather than working for years and years to get money that they don't need. Though obviously it's everyone's choice.The thing about earning over £100k (don't get me wrong I'd love to earn that) is that your expenses/ lifestyle tend to increase to match so you probably don't feel much better off.
So I know someone whose household income (both work FT, no kids) is about £200-250k. Yes they have a million pound house (although as it's in London it's an ordinaryish 3 bed albeit in a lovely area), but they also spend £££s on clothes (no Primark or Asda for them, and they work in the City so it's all formal wear suits most of the time). Nights out are all overpriced London bars rather than steak and a wine in the Wetherspoons (which does me fine!) and they won't go on a holiday unless it's a 5 star resort.
I do know someone else who earned huge amounts as a City trader in the 90s (I'm guessing the equivalent of £200k a year or more), and retired 20 years ago (aged 40) on a massive pension. Hasn't worked since!
I've got no children and don't want any and earn a decent salary. I'm putting aside plenty into my pension with a view to retiring around age 55. After losing several family members I've been reminded life's too short so I'd rather enjoy it as much as I can, as soon as my finances allow.
You're not a failure! Sounds to me like you work hard in a professional job. You've got, and are gaining, skills and you can take those to another workplace/job should you choose to.This thread makes me realise how badly I get paid. £10 an hour WFH admin for a small company. I don’t get holiday/sickness/pension as I am classed as self employed. I work my butt off and even though I’m not officially a supervisor or manager I do have to boss other staff around. I’m nearly 35 and feel like a complete failure at life
I know it's not easy but do try not to compare yourselves with others too much. There will always be people who are wealthier, but it doesn't mean they're a better person or lead an amazing life. A lot of it is skin deep.