A friend of my brother won £50k on a scratch card about twenty years ago. Really nice guy, the first thing he did was to book a trip for his elderly mum to go back to Jamaica to visit family she hadn't seen since leaving many years earlier. Someone my husband used to work with was part of a jackpot winning syndicate years ago. I think they won around £200k each. They paid off their mortgage, wife took early retirement. Didn't change them at all.