We have our mortgage with santander they were actually pretty quick with getting back to us but we had a really great solicitor and mortgage broker that did all the running around and giving the right people a nudge when it was needed. My husband is self employed so we did have to get everything looked into and provide accounts it went back and forth several times they sure like to check things out the fact it's been so long is weird and with santander you can log in to see what stage your mortgage is at (I would check every hour when I knew it was at the underwriters to see if it had moved to the next stage) it never stayed with the underwriters for that long though maybe they have found a few things they are not happy with or maybe she is being a tight arse when it comes to a solicitor and whatever else. The whole thing seems really strange we actually completed 3 months after we were supposed to due to a few problems that occurred (with the builders / development as a new build) we were supposed to be in before Christmas BUT we simply stayed in our rental absolutely no problem at all even if they did some how complete next week who wants to move that close to Christmas and how is she going to pack that fast? I expect she is the kind of person to call a removal company and expect them to be free at short notice
all seems a total sham.
What does she make and save so much money for she does NOTHING to enjoy life unless you include netflix and ice blasts
The underwriters have probably looked into it and see Tony as a "dependant" what does he actually do and a general dogs body / servant for Princess Emma would look dodgy they will think he is basically paid to be her husband as has no real Job purpose