A woman set it up after the loss of her baby, James didn’t set that up himself
Depher - James Anderson
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it’s just him attempting to prove he isn't racist "I'm not racist, I donated to a charity supported black mothers!" in the same way that people say "I'm not racist - i have a black friend" as if they proves anything. and tbh, people who say that kind of thing usually ARE racist. especially given that he shared photo to prove a point after using the term "coloured people".
Erm… anyone got any idea what this is all about..?
Ugh, writing women's ages on the invoices as 78 year young. So patronising.
"If we don't help her, she will be alone cold, and very vulnerable"I was just scrolling through my Twitter feed. I never cross the streams ie I don’t follow anyone who I talk about on Tattle.
But this appeared on my feed. James is paying for ad space!
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But you're at best going to install a new boiler. How will that stop a "very" elderly lady from being alone and vulnerable? I agree it might help with cold. But that's it.
Is there no end to this man’s talents? He’s also a loan shark too
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Hang on a second - these are paid for by donations aren't they? Why are people paying them back? Depher is getting the money twice then?
It appears so - not to mention the fact they absolutely are NOT authorised to be loaning money to anyone let alone the vulnerable!!
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What the duck
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I’m pretty sure you can report someone to the FCA for being an unregulated lender.
What’s all this about hardcore porn he’s been viewing? I bet babs won’t be happy with our Jimmy🫠
Sorry to say if true I'm not a bit surprised.
Ugh that he's going into the homes of vulnerable people. And schools.
Does he have any authority to lend people money through a CIC? This simply must be reported.
How would he mitigate for:
How he assessed them, and under what criteria
How he will assure the money is paid back in full and therefore able to be used for its original purpose?
What would he do if the family refused to pay or disappeared?
£2,400 repayable at £2 per week = 23 years. He's given that money away
He would be much better off legally if he had just given out away, IMHO (I am not a lawyer). Running an ad hoc lending scheme as a CIC seems really risky, financially and legally. Also donating money to random fundraisers.
In the kindest interpretation*, James is motivated by wanting to help people in need who are vulnerable. But as soon as you are doing that with other people's money through a legally recognised vehicle ( a CIC) you can't just do whatever you feel like doing. I can see it must feel frustrating to think that you're trying to help and be criticised at every turn, but there are legal and financial obligations that come with trying to do this kind of thing.
*I'm more leaning towards less kind interpretations myself, including buying a nice car through the business and showering himself in glory and media attention, but let's give him the benefit of the doubt
Precisely that @MavisBeacon.
This is other people’s money he’s giving away, and he has no mandate to be spending it in the way he is.
He’s a plumber. Not a foodbank, not a charity, not a money lender, not donating to dead people’s families.
He’d do better to remember that.
dangerous game he’s playing here.
This is other people’s money he’s giving away, and he has no mandate to be spending it in the way he is.
He’s a plumber. Not a foodbank, not a charity, not a money lender, not donating to dead people’s families.
He’d do better to remember that.
dangerous game he’s playing here.
CICs are liable for Corporation Tax. Even with his eye-catching "admin expenses" the company still brings in hundreds of thousands more than it spends. I suspect the donations are being made to reduce the amount of tax paid on a "spend it or lose it" basis. But he is then soliciting even more donations that the company will not be able to spend in the normal operation of the business. As others have said, if you donate to this company you have a reasonable expectation the donations will be used for free plumbing. But in reality they are going on tax, donations to other causes, "admin expenses" and reserves.
I am a lawyer and what he’s doing tells me he isn’t or he wouldn’t sleep for anxiety. He is so problematic it is unreal.
1. I do not like anyone who posts pictures, faces or not, of vulnerable people as part of so-called altruistic acts that are the exact opposite
2. I don’t care who this offends - it is naive at best to send money to him and his set up. There is literally no transparency, it’s just what he tells us and shows us. He could be doing his own shopping for all we know.
3. Frankly, I’d be livid if I donated money to pay other peoples baliffs. What a bizarre thing to. The legalities of that money lending plus FCA fines is something for him to consider, tax and interest implications etc.
4. He makes up some of those posts or loops them. It’s very obvious.
5. I find the whole concept of it very weird - does no one else? I’m paying for an unknown families boiler in Burnley on the back of what James says - they could be better off than me! It’s just weird. I don’t understand who donates apart from the vulnerable which is what bothers me.
CIC are the Chancers dream, Jodie marsh has One as well. It’s like a charity for thickos and/or con artists.
Charities are not easy or cheap to run but I’ve no qualms with larger charities who are open about it. I’ve no idea what James is running beyond a vanity product funded by the very people he purports to help.
Look at the Tom Moore fiasco - I will never forget his daughter at Wimbledon - you had leading scientists who sat With dignity whilst they were acknowledged. They mentioned her and she stood up to take an ovation!I knew then there was something off with her but look at what she’s done, perfectly legally, and it’s not uncommon. And don’t get me start on a 100 year old man walking laps for the NHS….
I know I sound like a miserable witch but I get so pissed off at the amount of charity scams out there, it’s horrendous
No he absolutely does not have any authority to lend people money. Especially not those who are destitute and vulnerable.
1) he can’t
2) he can’t
3) duck knows, and that’s a scary thought. We see the way he behaves on Twitter to any slight differences of opinion. I think “Britain’s kindest plumber” has a real nasty streak.
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His resharing of a bunch of people he’s “helped” make me feel ill. One man pictured with his invoice has “91 years old, prostate problems” on.
I mean just look at the sheer state of some of the people he’s posting photos of. I don’t mean that in a ‘bullying’ way - but look at their homes, some of them are literally living in squalor. A lot of them stood there in their pyjamas. Many of them look totally unkempt - some of them you can clearly see are very unwell or disabled. Holding up these invoices that detail their really bleeping tragic circumstances that he’s plastering all over the internet multiple times - and are there permanently. He’s a bleeping disgrace
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BIB - YES, exactly this. I have worked for large charities in the past and I remember getting into an argument with a friend who wanted to set up her own charity and "Do it right, without spending money on admin or people." It's admin and people that ensure you fulfil your stated charitable objectives effectively, efficiently and transparently with the money that is donated to you by well-meaning people who want to help the cause you purport to support.
Personally I'm a fan of CICs for things like societies, village enterprises etc etc as they provide legal structure and financial and governance oversight. But this trend of setting up CICs to say "Give me your money and I'll do something good with it, promise!", run by people who are well-meaning but disorganised at best and downright scammy at worst is infuriating.
It's all so murky. Asking people if they want to make a donation.
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