Can I ask a question thar might seem stupid?
I thought Depher/CIC fixed boilers, plumbing for those with financial difficulties and/or vulnerable.
And this is funded on donations?
I think this would be a brilliant needed service.
Is he also using donations to:
Loan schemes - does that not need financial legislation wrapped around it? Is this regulated?
Give money to random people in supermarkets? What is the criteria deciding who to give the donated monies to and who not to?
Gifts for children at Xmas? Again, what's the criteria on deciding who can and cannot have gifts.
monies donated to his organisation being donated to other charities?
Sorry - it just seems to have been a great service of boiler/plumbing care, now expanding into concerning areas with other people's monies.
But I could be misunderstanding it completely.
Absolutely not a stupid question and something we are all wondering too!
Yes, DEPHER stood for Disabled and Elderly Plumbing and Heating Emergency Repair (I think). Now rebranded to CPH - Community Plumbing and Heating.
James says all work was funded by donations as well as “profit from private paid work”.
Regarding your other questions:
1. Yes, as evidenced by James’ posts, he was doing this - unsure if this is still ongoing. Yes, anyone lending money needs to be FCA regulated and adhere to strict legislation. DEPHER/CPH are absolutely NOT associated with the FCA nor legally allowed to do this.
2. Yes, there is evidence of James paying for people’s food shops in store at Farmfoods ahead of Christmas. I don’t think there was any criteria other than him looking good.
3. Yes, likewise another weird one where criteria is blurry. Some have said he asks for full bank statements etc to prove “eligibility” for his help.
4. Yes, again another blurry one - it is unclear whether James has used personal funds or DEPHER/CPH funds to donate to other charities/fundraisers etc. But some donations are in the DEPHER name or on DEPHER invoices, such as a funeral donation to a family in greater Manchester.
They claim to be going “back to basics” providing community plumbing and heating services to the disabled, elderly and now low income families/parents in Burnley. However, their social media is still rife just posting all the crazy random other (unrelated to heating/plumbing) activities, nationwide, that are NOT what his CIC should be doing.
TLDR; James has a massive
bleeping ego that needs boosting on the daily.