I would be a constant anxious mess if I was slapping it all on a credit card.I would love to know as I could do with some extra!!! I can’t afford to eat out once a month and she does it 4 - 5 times a week!!!! She just obviously has a HUGE credit card debt!!
We use ours for emergencies and to book a holiday when we do as there's the added protection.
I'm about to go on maternity and have been thinking about my budget etc and I get a decent package. But I know I won't be doing what she is. And she is only getting SMP