Yasmine Camilla

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maliceinwanderlust

Her stories are all over the place this weekend. The IKEA haul was so long, lots of little bits, couldn't remember what anything cost and then at the end was like 'almost forgot, here's the £200 rug I bought that I don't even like that much'.

I think the sinking funds are detracting from the fact she's still £14k in debt. Personally I'd pay that off before buying £200 rugs I didn't like or need.
 
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surreyeye

She’s perfectly aware of the £14k as she mentions it on the put down of the person who has questioned her debt and even brags it’s more than any one else’s debt that follows me. So she hasn’t followed her own new mantra of only buying what you absolutely need and don’t impulse buy. That impulsive behaviour is one of the reasons she got to where she was. The only surprise is she has paid for it rather than it being gifted. Her food budget must have improved if she is looking going forward to use Ocado based on her ad oh I forgot what you advertise is not necessarily what you use unless it’s free
 
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Sleepyquest

I find her the most annoying person ever. So insincere. This morning she said her income is down £1000 this month so she needs to rethink her budget. No tit. If someone on NMW was down a grand in a month, they’d be unable to live.
 
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Gunt

So she didn't get her maintenance from her ex this month is that right? How will she afford to take over the whole mortgage if he's not going to have to contribute to it all when she does that? Nothing makes sense with what she says. I never rely on maintenance as part of my income, and my ex has never ever missed a payment in 5 years.
 
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surreyeye

Yes that’s what she said and putting 2+2 together the £1k is his monthly or is it 4 weekly maintenance payment. I thought she said he always paid up when this happened before. She will be reliant on continued influencer income which let’s face it based on the last 3 or so months is a fair amount of money . Her followers on TikTok are not so engaged with her adverts and she’s had a posting argument with someone that has questioned the Ocado ad. Presumably Ocado paid for a TikTok ad rather than Instagram so seems a strange audience if her main demographic on there is people looking for ways in paying off debt or people just being inquisitive about a viral debt account
 
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DINNAEASK

Just caught up with everything. Was anyone on the TikTok live the other night? It went on for hours.

Re her responsibility around children I don't think it's fair to simplify to "play then bed". You're getting them up in the morning, doing breakfast, getting ready for school, and even if you're not giving evening meal there's still packed lunches to make, homework to oversee (she posted them doing phonics together the other day), school uniform and bags to prep etc. I used to drop my kids at breakfast club and have a childminder keep them til 6 many years ago and it was non stop. I've also seen stories of her getting Amber to sleep for hours so doesn't seem to get an evening at all hence staying up late. Well that's how I saw it. Although obviously TikTok lives for 3hours but that's part of the side hustle job requirement I guess...

Also with cleaner, she does 4 hours a week. Every day you have to wipe round, sweep up, every week you put bins out etc. I have a cleaner do 3hours a week just doing my floors, kitchen and bathroom proper scrub down. There's still daily cleaning up after yourself especially with kids. As someone who has a cleaner because of my mental health, I really don't like how everyone jumps on this like its a shocking and unreasonable luxury. Most working mums I know, or anyone with a disability or long hours or mental health problems or disability has a cleaner for a few hours a week for the big jobs. There's just not enough hours or energy in the day. Fair enough my PIP pays for it but she's open about her ADHD and her long working hours and being a single mum and I just think people go too hard on this.

£200 on a rug?? How?

I hadn't noticed lack of kids on her budgeting either, although I'm not good with spreadsheets and all that.

With regards to Mcdonalds she was saying that in the climate post wasn't she? I think she was referring to back when it was plastic toys and saying she got the book or just bought them a saver meal or whatever instead of the happy meal with toy. The kids definitely have Mcdonalds, she's had it on stories but I didn't take note what they had.

Regarding ex not paying his maintenence/mortgage, she talked about this on the live and said when she buys him out she will be remortgaging which will bring the payments down because they've paid more off on the house than they thought. So her mortgage payments will actually come down when she buys him out from what I understood. She also said that she can afford to pay the whole thing but doing so means she cannae pay extra off her debt so it'd just be interest payments this month. That's why she's paying the debt off before she buys him out even though she potentially could now. So she has say £1000 in her money and £500 from him (I'm making the figures up to explain what I mean) and the mortgage is like £1000 so she uses the spare £500 to pay off extra debt. But he hasn't paid his £500 so she has had to use her £1000 for the mortgage and has no £500 for extra debt so it'll just be minimum payments she makes.

But when the debt is paid off she won't need that £500 so she can pay the mortgage without him being involved and it'll come down to like £800 so she can put £200 in savings or reduce her working hours.

As I said, I've made those figures up tae make what I'm saying easier tae understand but that's what I understood from how she described it.
 
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sarahloz

Didn’t catch her TikTok live. If they didn’t realise the amount left on their mortgage was less than thought then more fool them. You typically and I think your legally obliged to receive a statement each year and besides most mortgage accounts you can easily get one off settlement quotes. As another poster mentioned did she address how the equity would be divided or is he just not looking for that money back? She’s very lucky if the latter.

With regards to time management and the need to work into the early hours etc that’s just unsustainable obviously time with her children has to come first but you have to cut back on taking on so much more. What’s the point in getting sick as side hustle income doesn’t pay sickpay. In her cash stuffing videos she still mentions putting money aside for dental work and a scan and has been for a few months why is she putting this off .
If she really did turn down over a £1000 for an advert then she must be very comfortable with her financial position right now and I’m surprised she didn’t get more negativity towards that decision. It felt quite boastful to her audience
 
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surreyeye

I guess Natalie the girl who criticised her Ocado Ad should be thankful that she has not been give the You Ok Hun treatment . Why has she called this girl out on the Lubricant statement what really is the point
 
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sarahloz

She must have very understandable employers when it comes to her advertising. I wonder where the line is when it comes to conflict of interest I guess none of the ads so far have been for a retail competitor
 
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sue_perb

Oh, I do agree about the kids, I was mostly taking the Mickey out of her.

However you have to question someone’s time management skills when they spend hours on TikTok lives and complains they have so much to do. Plus she has no commute
DINNAEASK said:
Just caught up with everything. Was anyone on the TikTok live the other night? It went on for hours.

Re her responsibility around children I don't think it's fair to simplify to "play then bed". You're getting them up in the morning, doing breakfast, getting ready for school, and even if you're not giving evening meal there's still packed lunches to make, homework to oversee (she posted them doing phonics together the other day), school uniform and bags to prep etc. I used to drop my kids at breakfast club and have a childminder keep them til 6 many years ago and it was non stop. I've also seen stories of her getting Amber to sleep for hours so doesn't seem to get an evening at all hence staying up late. Well that's how I saw it. Although obviously TikTok lives for 3hours but that's part of the side hustle job requirement I guess...

Also with cleaner, she does 4 hours a week. Every day you have to wipe round, sweep up, every week you put bins out etc. I have a cleaner do 3hours a week just doing my floors, kitchen and bathroom proper scrub down. There's still daily cleaning up after yourself especially with kids. As someone who has a cleaner because of my mental health, I really don't like how everyone jumps on this like its a shocking and unreasonable luxury. Most working mums I know, or anyone with a disability or long hours or mental health problems or disability has a cleaner for a few hours a week for the big jobs. There's just not enough hours or energy in the day. Fair enough my PIP pays for it but she's open about her ADHD and her long working hours and being a single mum and I just think people go too hard on this.

£200 on a rug?? How?

I hadn't noticed lack of kids on her budgeting either, although I'm not good with spreadsheets and all that.

With regards to Mcdonalds she was saying that in the climate post wasn't she? I think she was referring to back when it was plastic toys and saying she got the book or just bought them a saver meal or whatever instead of the happy meal with toy. The kids definitely have Mcdonalds, she's had it on stories but I didn't take note what they had.

Regarding ex not paying his maintenence/mortgage, she talked about this on the live and said when she buys him out she will be remortgaging which will bring the payments down because they've paid more off on the house than they thought. So her mortgage payments will actually come down when she buys him out from what I understood. She also said that she can afford to pay the whole thing but doing so means she cannae pay extra off her debt so it'd just be interest payments this month. That's why she's paying the debt off before she buys him out even though she potentially could now. So she has say £1000 in her money and £500 from him (I'm making the figures up to explain what I mean) and the mortgage is like £1000 so she uses the spare £500 to pay off extra debt. But he hasn't paid his £500 so she has had to use her £1000 for the mortgage and has no £500 for extra debt so it'll just be minimum payments she makes.

But when the debt is paid off she won't need that £500 so she can pay the mortgage without him being involved and it'll come down to like £800 so she can put £200 in savings or reduce her working hours.

As I said, I've made those figures up tae make what I'm saying easier tae understand but that's what I understood from how she described it.
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ginge2804

ginge2804

She doesn’t do breakfast, I’m pretty sure they eat that at childminders too, and they have school dinners cuz she’s mentioned paying for them before, so she doesn’t do pack up either.

I’m not saying she doesn’t have it hard and it’s not still full on, but when she does her talky stories about ‘can you imagine being a single parent’ well yes I can, I do it 7 days a week, provide 3 meals a day for my child, do school runs twice a day, keep a house clean and tidy because I can’t afford a cleaner, do homework, plan days out all while working 6 days a week. She gets every other weekend to herself and I’m sure one night a week? Some of us don’t get anything near as much time to ourselves. And her stories are always her lying on the bed talking mumbo jumbo. She seems to think she has it so much harder than everyone else when in reality, for a single mum she has it quite cushty.
 
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sarahloz

Another day another ig advert, dna nutrition testing, wow what a price! Good job its gifted! I wonder if the follow up drip(s) will be gifted. Certainly one for those with deep pockets I would suggest

dna.png
 
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sue_perb

I feel given the nonsense she spouts about not spending money, she’d be doing ads for more relatable products. Not ocado or Hoovers or bleeping vitamin drips. I think she’d get more of a pass if it was the likes of Aldi or brands that actually help people save or to not spend unreasonably.
 
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surreyeye

What I have found quite interesting is the number of items / experiences she advertises that are gifted to her rather than perhaps them paying her. She does not seem to have any ongoing collaborations. Just looking at the dna advert it is just so awkward in its presentation, the fact she has to recheck that it’s an in-house doctor that follows up after doing the test to me shows a lack of understanding or perhaps interest in the product, even the way the product box logo/text is flipped due to how it’s shot. It would be interesting to have a view from a body language specialist as to deciphering her mannerisms when promoting the products as to how engaged she is.
If the connection between her TikTok and Instagram wasn’t known the adverts on Instagram would be less questionable ie high earning , single mother with disposable income advertising the dna , hello fresh etc or even advertising Ocado but the latter appeared on her single mother in huge debt tik tok channel hence questionable and that goes for advertising share trading to me wrong channel . It makes you wonder how the brands themselves sanction the adverts
 
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sue_perb

Maybe she’d save some time if she just stopped talking about how busy she was. Being busy is not a personality trait, nor is there some weird Instagram competition for who gets the least amount of sleep Yasmin.
ginge2804 said:
She doesn’t do breakfast, I’m pretty sure they eat that at childminders too, and they have school dinners cuz she’s mentioned paying for them before, so she doesn’t do pack up either.

I’m not saying she doesn’t have it hard and it’s not still full on, but when she does her talky stories about ‘can you imagine being a single parent’ well yes I can, I do it 7 days a week, provide 3 meals a day for my child, do school runs twice a day, keep a house clean and tidy because I can’t afford a cleaner, do homework, plan days out all while working 6 days a week. She gets every other weekend to herself and I’m sure one night a week? Some of us don’t get anything near as much time to ourselves. And her stories are always her lying on the bed talking mumbo jumbo. She seems to think she has it so much harder than everyone else when in reality, for a single mum she has it quite cushty.
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DINNAEASK

I don't understand how they can test your vitamin levels with a cheek swab. Surely that's a blood test thing? And why a drip? What's wrong with good old tablets? Shudder.
 
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AdApathy

AdApathy

DINNAEASK said:
I don't understand how they can test your vitamin levels with a cheek swab. Surely that's a blood test thing? And why a drip? What's wrong with good old tablets? Shudder.
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Ask her! I bet she doesn't have a clue because she'll bleep herself and her kids out for IG ads.
 
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surreyeye

DINNAEASK said:
I don't understand how they can test your vitamin levels with a cheek swab. Surely that's a blood test thing? And why a drip? What's wrong with good old tablets? Shudder.
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Sounds like it is a dna analysis that I guess can identify common anomalies.
 
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Sleepyquest

The cash stuffing vids and the use of the word ‘mumnf’ instead of ‘month’ 😒 and all the damn ads
 
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ginge2804

ginge2804

‘Hey sis, well done in your degree, why don’t you come round so you can take a pic for me for this add’
 
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