Tbf, it’s incredibly hard to become a millionaire even as a high earner. She’s clueless when it comes to earning potential/wealth accumulation/money in general, like no a senior IC role will not make you wealthy especially not whilst living in London and spending every penny. Same with these blokes, doesn’t matter what they’re earning if they’re supporting 2 households before they even get to you and your debt. She’s just dangerously delusional, the best thing she could be doing for herself & family rn is actually paying down those debts, but instead she’s waiting for a scammy solicitors firm to bail her out.