Yasmine Camilla #3

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But lbr no one needs a bigger car for a baby? This is being easily influenced and playing house. The fact they’re in sizeable negative equity already I wouldn’t be surprised if it’s a Land Rover.
Was she referring to the car with the mention of negative equity ? It’s well documented that a car loses value as soon as you drive it out of the dealership. If leased depending on type there is often an early termination penalty or you just hand the car back and forgo what you have paid .
 
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Yes!! And if anything, it demonises debt which is against them and their interests? Planned and affordable borrowing is great, very few people can buy a property cash, so a mortgage is a life changingly gr8 line of credit. Using credit cards can be great for section 7 protections, or if you use the deals spreading the cost of big ticket items. My elderly in laws lease their car and love the flexibility/reassurance it gives them. Lots of good things can come from borrowing money sensibly, just none of these lot seem to do that?! And instead of admitting they ducked up it has to be a conspiracy theory of big bank™️. Lenders are SO regulated (which is why she can’t wiggle out of any of this debt!) you don’t get duped into maintaining a 5 figure Amex bill for months/years on end, you have to choose that lifestyle for urself?!

But lbr no one needs a bigger car for a baby? This is being easily influenced and playing house. The fact they’re in sizeable negative equity already I wouldn’t be surprised if it’s a Land Rover.
When I had my kid we only had a tiny Peugeot 107. It had isofix so we fit the seat in the back and got on with it. The compact buggy fit in the boot when folded. Yes it was hard to have such little space for getting baby in and out of the car seat etc but we made it work. The car was paid off and we couldn’t afford anything else what with all the new baby costs, but it never crossed my mind to get a bigger car we couldn’t afford. Eventually we upsized. Yeah it would’ve been easier to have a bigger vehicle, but not essential. Certainly not worth a huge debt.
 
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When I had my kid we only had a tiny Peugeot 107. It had isofix so we fit the seat in the back and got on with it. The compact buggy fit in the boot when folded. Yes it was hard to have such little space for getting baby in and out of the car seat etc but we made it work. The car was paid off and we couldn’t afford anything else what with all the new baby costs, but it never crossed my mind to get a bigger car we couldn’t afford. Eventually we upsized. Yeah it would’ve been easier to have a bigger vehicle, but not essential. Certainly not worth a huge debt.
Absolutely agree. We were the same, I drove my old Renault for years with one and then 2 babies. You cut your cloth and all that … Unfortunately in the highly materialistic influencer world we live in people expect to have a certain aesthetic. For me, Yasmine is definitely one of those people. She wants everything to look a certain way and project a certain image. Whilst the rest of us as just plodding on and realising you need to live within your means
 
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Unfortunately in the highly materialistic influencer world we live in people expect to have a certain aesthetic.
🎯 and this is what they prioritise which is why they have no emergency funds, and end up in several 5 figures worth of debt! Then come whinging to the same internet they were happily stunting on?

Re the bigger cars - if they have the option for 3 rows of seats they don’t have the room to support extended rear facing - so you really are better off in a normal car! People just look for any excuse to buy this stuff because they want to check off the Instagram girl’s guide to life - bifold doors, big car, plastic grass, etc.
 
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Totally agree, we got rid of our 'new car on finance' when the time came and bought a 2nd hand car, ok it was a ford focus estate so large car but it cost us a couple of grand instead of £400 a month & i was pregnant. The poor thing went to car heaven in January this year, after 11 years of ownership. (Car was 21 years old) Unfortunately, we only had a couple of grand saved and couldn't find a car without getting a loan, still, our current 2nd hand car is 8 years old and I have a £5k loan on it and trying to over pay as much as possible.

In my flat, been here nearly 4 years now, I still have the 2nd hand sofa from the charity shop, it is on its last legs and would love a new one but I need to get the car loan paid first. This one will do until I have saved.

It's a total turn around and maturity for me. Younger me would have put the sofa on credit. I don't need a new sofa, I would like one. Unfortunately, where I live and work, I need a car. That's the difference.
 
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Do we think when she posts her day calendar , during the day the left side is her full time role and right side is her own work ? If not she is not showing she is actually having her second job at all today .
I guess the dinner at 8.30 is not for the kids when when is putting them to bed at 9 , as if her son goes the same time as the daughter . What on earth is shutting down the kitchen , it’s not a commercial operation she is running at home !
 
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Totally agree, we got rid of our 'new car on finance' when the time came and bought a 2nd hand car, ok it was a ford focus estate so large car but it cost us a couple of grand instead of £400 a month & i was pregnant. The poor thing went to car heaven in January this year, after 11 years of ownership. (Car was 21 years old) Unfortunately, we only had a couple of grand saved and couldn't find a car without getting a loan, still, our current 2nd hand car is 8 years old and I have a £5k loan on it and trying to over pay as much as possible.

In my flat, been here nearly 4 years now, I still have the 2nd hand sofa from the charity shop, it is on its last legs and would love a new one but I need to get the car loan paid first. This one will do until I have saved.

It's a total turn around and maturity for me. Younger me would have put the sofa on credit. I don't need a new sofa, I would like one. Unfortunately, where I live and work, I need a car. That's the difference.
We have 3 kids (2 full time, 1 at weekends) we would love a bigger car, but we both need separate cars for work, so upgrading one of those cars for a bigger one isn’t financially an option without getting it on credit, which I refuse to do when both our cars work just fine.
were the same as you re a sofa too. Had mine for 6 years and it’s seen better days but again, refuse to get one on credit. There are so many things that i want that I could easily buy tomorrow on credit but I don’t because I don’t want any debt hanging over me.
it’s interesting that I’m sure Yasmin has said before that she grew up with parents in debt so that in turn has made her bad with money. I grew up with my mum who was up to her eyeballs in debt for most of my teen years, and she only actually got out of debt when my nan died 9 years ago and left her enough money to pay it all off, and because of that I’ve always sworn I won’t by anything that I don’t physically have enough money in my bank to pay for it because I don’t want that life for me or my children. It’s interesting how the same life experiences can make people go one way or the other
 
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So the guy she is dating lives on a boat? Is this the same one who is taking her to Cannes?
 
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that balls about the propeller plane was such a blatant brag - I just went back to look at it again and thinks she’s realised she comes across like a gob and has deleted it.
 
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I’m still thinking there are many red flags to this guy. Is he paying for her accommodation and flights or is she paying ? Flight and hotel prices surely this late would be high for such a popular event.
 
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What’s the story with the plane? I missed it.
Cant remember exactly but it was along the lines of he mentioned to her that there may be room on a private jet to go to Cannes with him but this private jet was a propeller plane and she was all thank god there isn't as they are not safe who would use one. Guess he is off hunting down a lear jet this weekend whilst he is floating on his house boat in deepest oxfordshire
 
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Cant remember exactly but it was along the lines of he mentioned to her that there may be room on a private jet to go to Cannes with him but this private jet was a propeller plane and she was all thank god there isn't as they are not safe who would use one. Guess he is off hunting down a lear jet this weekend whilst he is floating on his house boat in deepest oxfordshire
Even if true, I imagine she can't go because of weight restrictions 🤣
 
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