That's ridiculous. I paid AUD$1600 last year for a normal suburban house.It would cost a fortune if she was honest about the maintenance and longstanding issues because the insurer would increase the premium to offset the additional risk or restrict the cover (or not cover her at all). Instead, Fanny said she paid less than 400 euros on insurance last year. I also remember her saying she was going to claim on the insurance on the leak that caused the ceiling collapse in the hallway but we've heard nothing more about it since. I would say the chances this place is properly insured are slim to none. Which is why it amuses me whenever I see comments about her claiming on the insurance for the subsidence issues.
I am betting she does not hold any insurance as it would be exorbitant for the correct value and she would not cover for that.
Then any claim would be assessed based on value covered and payout would be less as she has under insured. She has no clue. Stupid twit.