There are specialist lenders out there. High interest thoughMe too!! But also if they actually get a mortgage for it?! I have a friend who had an IVA due to business debt & they're essentially ducked for getting a mortgage (IVA was 10+ years ago) even though they have a great salary (100k+ a year).
I just don't understand how they can actually get a mortgage / mortgage in principle when she has no income & he is on min wage & has rit credit?!